Comparison

Jar vs Simple Spendings

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Jar

Features
Read full description

Tell Jar what you spent, in your own words. Say "12 on lunch" and Jar fills in the name, amount and category for you, understood by Apple Intelligence right on your iPhone. Voice entry requires iOS 26 and an iPhone with Apple Intelligence turned on. Jar helps you take control of your finances with simple, clear, and powerful budgeting tools. Track your daily expenses in seconds, organize spending by categories, and always know where your money goes. With clean visuals and smart insights, Jar makes budgeting easy and stress-free. Create budgets for different needs, monitor your progress in real time, and see detailed breakdowns of your spending. Add expenses quickly, customize categories, and keep everything neatly organized. Need to budget together? Share your budget with family or partners using a simple code and stay in sync with shared spending. Jar is available through an auto-renewable subscription, with monthly and yearly plans. A subscription is required to access the appโ€™s features. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Simple Spendings

Features
Read full description

No subscriptions. No ads. No data tracking. Just a clean, powerful tool that helps you stay mindful of your spending. Simple Spendings is your financial single source of truth that puts you in control. By entering your expenses you stay aware of your habits - while smart suggestions make adding new items effortless and fast. Why Simple Spendings? - Manual input, mindful tracking - Stay aware of your spending, one entry at a time. - Smart suggestions - The app remembers your recent spendings to speed up new entries. - Multi-currency support - Track expenses in any currency, ideal for travelers and global users. - Category insights - Instantly see totals, averages, and trends across all your categories. - Future estimates - Get projections of upcoming expenses based on your past patterns. - Private cloud sync - Your data is stored securely and synced across your devices. No one else can access it, just you! - Import & export (JSON) - Easily back up or move your data between devices. - Cross-device simplicity - Works seamlessly on iPhone, iPad, and Mac. - Light and Dark modes - follows system's colour theme. - Completely free - No paywalls, no ads, and no tracking. Just simplicity and privacy. Stay aware, not overwhelmed Simple Spendings is designed to make budgeting clear and effortless. It's not about automation - it's about awareness. You enter each spending mindfully, and the app does the rest: organizing, calculating, and showing where your money truly goes. Spend less time managing. Spend more time understanding. Simple Spendings - completely free, beautifully simple.

Screenshots

Jar4 screens
Simple Spendings4 screens

Verdict

The call

The clearest difference is in-app purchases: Simple Spendings at none against Jar's 2. Simple Spendings also leads on update cadence (every 3 weeks vs every 2 months). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Jar sells 2 in-app purchases, starting at $0.99 per month. Simple Spendings asks for nothing beyond the download.

UpkeepUpdate frequency

Jar ships an update every 2 months, Simple Spendings every 3 weeks. The most recent releases landed on October 24, 2026 and October 7, 2026 respectively.

Scorecard2 real differences ยท 4 level
Jar versus Simple Spendings: the parameters behind the verdict, then further details
ParameterJarSimple Spendings
PriceFreeFree
Update frequencyEvery 2 monthsEvery 3 weeks โ€” better
AdsNoNo
In-app purchasesYesNo โ€” better
DevicesiPhone, iPadiPhone, iPad
Requires iOS18.0 โ€” better18.4
Further details โ€” not scored
Size74 MB7 MB
Age rating4+4+
DeveloperEl-NaqahAndrzej Gawron

In-app purchases

2 purchases

Jar

Subscriptions2
  • Monthly Access$0.991 Month
  • Yearly Premium Access7 Days trial$9.991 Year
None

Simple Spendings

No in-app purchases

Questions

Is Jar free?
Jar is free to download, with in-app purchases available.
Is Simple Spendings free?
Simple Spendings is free to download, with no in-app purchases.
Do Jar or Simple Spendings have ads?
Neither Jar nor Simple Spendings shows ads.
Which is updated more often, Jar or Simple Spendings?
Jar ships an update every 2 months, and Simple Spendings every 3 weeks. Most recently, Jar was updated on October 24, 2026 and Simple Spendings on October 7, 2026.

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