# Finzo vs MoniPay

The clearest difference is ads: MoniPay at none against Finzo's shown. MoniPay also leads on update cadence (weekly vs every 5 weeks). Finzo's advantage is iOS requirement (16.6 vs 18.0). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Finzo sells 2 in-app purchases, starting at $4.99 per month and MoniPay sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

Finzo ships an update every 5 weeks, MoniPay weekly. The most recent releases landed on October 12, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | Finzo | MoniPay |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 5 weeks | **Weekly** |
| Monetization | Free with in-app purchases | — |
| Size | 27 MB | 15 MB |
| Requires iOS | **16.6** | 18.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Dogukan Ardic](https://appshunter.io/developer/1802243520) | [Can Zurnaci](https://appshunter.io/developer/1811443366) |

## What reviewers say

### Finzo

[App page](https://appshunter.io/ios/app/finzo-finance-tracker/id6743325607)

Manage your money effortlessly with this personal finance tracker. Monitor income and expenses, gain AI-powered insights into spending habits, and make informed financial decisions. Features custom categories, detailed reports, and budget tracking for a clear financial future.

**Highlights:** Track daily expenses and income, Customizable expense and income categories, AI-powered spending analysis, Intelligent budget recommendations, Financial runway visualization, Secure on-device data storage

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Finzo Monthly Pro | $4.99 | per month |
| Finzo Yearly Pro | $29.99 | per year |


### MoniPay

[App page](https://appshunter.io/ios/app/monipay-expense-tracker/id6745231644)

**Features:** macOS Compatibility

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Premium | $1.99 | per month |
| Yearly Premium | $9.99 | per year |
| Lifetime Premium | $9.99 | one-time |


## Frequently asked questions

### Is Finzo free?

Finzo is free to download, with in-app purchases available.

### Is MoniPay free?

MoniPay is free to download, with in-app purchases available.

### Do Finzo or MoniPay have ads?

Finzo shows ads; MoniPay does not.

### Which is updated more often, Finzo or MoniPay?

Finzo ships an update every 5 weeks, and MoniPay weekly. Most recently, Finzo was updated on October 12, 2026 and MoniPay on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*