# Finzo vs Spendle

The clearest difference is in-app purchases: Spendle at none against Finzo's 2. Spendle also leads on ads (none vs shown) and update cadence (fortnightly vs every 5 weeks). On price, review sentiment, device support and iOS requirement there is nothing between them.

Both are free to download. Finzo sells 2 in-app purchases, starting at $4.99 per month. Spendle asks for nothing beyond the download.

Finzo ships an update every 5 weeks, Spendle fortnightly. The most recent releases landed on October 12, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | Finzo | Spendle |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | Every 5 weeks | **Fortnightly** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 27 MB | 5 MB |
| Requires iOS | 16.6 | 16.6 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Dogukan Ardic](https://appshunter.io/developer/1802243520) | [Fikret Emre Ocal](https://appshunter.io/developer/1815033816) |

## What reviewers say

### Finzo

[App page](https://appshunter.io/ios/app/finzo-finance-tracker/id6743325607)

Manage your money effortlessly with this personal finance tracker. Monitor income and expenses, gain AI-powered insights into spending habits, and make informed financial decisions. Features custom categories, detailed reports, and budget tracking for a clear financial future.

**Highlights:** Track daily expenses and income, Customizable expense and income categories, AI-powered spending analysis, Intelligent budget recommendations, Financial runway visualization, Secure on-device data storage

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Finzo Monthly Pro | $4.99 | per month |
| Finzo Yearly Pro | $29.99 | per year |


### Spendle

[App page](https://appshunter.io/ios/app/spendle-expense-tracker/id6746072531)

Effortlessly manage your budget and gain financial clarity with a sleek, user-friendly interface. Organize income and expenses with unlimited categories, detailed reports, and multi-currency support. All premium features are free, forever, with no ads or subscriptions.

**Highlights:** Unlimited expense categories, Detailed monthly spending reports, Multi-currency and multi-language support, Import data from bank screenshots, Siri Shortcuts for hands-free use, Data export to CSV, No login required, local data storage

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Finzo free?

Finzo is free to download, with in-app purchases available.

### Is Spendle free?

Spendle is free to download, with no in-app purchases.

### Do Finzo or Spendle have ads?

Finzo shows ads; Spendle does not.

### Which is updated more often, Finzo or Spendle?

Finzo ships an update every 5 weeks, and Spendle fortnightly. Most recently, Finzo was updated on October 12, 2026 and Spendle on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*