# AI Spend Tracker vs Stmnt

The clearest difference is in-app purchases: Stmnt at none against AI Spend Tracker's 2. Stmnt also leads on update cadence (every 3 days vs every 2 months) and device support (3 vs 1). On price and ads there is nothing between them.

Both are free to download. AI Spend Tracker sells 2 in-app purchases, starting at $5.99 per month. Stmnt asks for nothing beyond the download.

AI Spend Tracker ships an update every 2 months, Stmnt every 3 days. The most recent releases landed on September 21, 2026 and September 13, 2026 respectively.

## The numbers

| Metric | AI Spend Tracker | Stmnt |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.0 (2 ratings)](https://appshunter.io/ios/app/ai-spend-tracker-retrobudget/id6743363764/reviews)** | — |
| Number of ratings | **2** | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 3 days** |
| Monetization | Freemium | — |
| Size | 21 MB | 54 MB |
| Requires iOS | 18.5 | **15.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Pushpinder Pal Singh](https://appshunter.io/developer/1527766642) | [Ahmed Radhi](https://appshunter.io/developer/1883701659) |

## What reviewers say

### AI Spend Tracker

[App page](https://appshunter.io/ios/app/ai-spend-tracker-retrobudget/id6743363764)

This app analyzes your financial statements by uploading PDFs, using AI to categorize transactions without requiring bank account linking. It provides detailed spending breakdowns and visual charts to help you understand your financial habits. Prioritizes user privacy by processing and deleting statements after analysis.

**Highlights:** AI-powered transaction categorization from PDF statements, Spending breakdowns by category, merchant, and card, Multi-card tracking, Visual spending charts, No bank account linking required, Privacy-focused statement processing

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro | $5.99 | per month |
| Annual | $59.99 | per year |


### Stmnt

[App page](https://appshunter.io/ios/app/stmnt/id6760298169)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is AI Spend Tracker free?

AI Spend Tracker is free to download, with in-app purchases available.

### Is Stmnt free?

Stmnt is free to download, with no in-app purchases.

### Do AI Spend Tracker or Stmnt have ads?

Neither AI Spend Tracker nor Stmnt shows ads.

### Which is updated more often, AI Spend Tracker or Stmnt?

AI Spend Tracker ships an update every 2 months, and Stmnt every 3 days. Most recently, AI Spend Tracker was updated on September 21, 2026 and Stmnt on September 13, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*