# AI Spend Tracker vs Tally

The clearest difference is update cadence: Tally at every 5 days against AI Spend Tracker's every 2 months. Tally also leads on device support (3 vs 1) and iOS requirement (13.0 vs 18.5). On price, ads and in-app purchases there is nothing between them.

Both are free to download. AI Spend Tracker sells 2 in-app purchases, starting at $5.99 per month and Tally sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

AI Spend Tracker ships an update every 2 months, Tally every 5 days. Both last shipped on October 24, 2026.

## The numbers

| Metric | AI Spend Tracker | Tally |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.0 (2 ratings)](https://appshunter.io/ios/app/ai-spend-tracker-retrobudget/id6743363764/reviews)** | — |
| Number of ratings | **2** | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 5 days** |
| Monetization | Freemium | — |
| Size | 21 MB | 43 MB |
| Requires iOS | 18.5 | **13.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Pushpinder Pal Singh](https://appshunter.io/developer/1527766642) | [Juan Carlos Rodicio Tirado](https://appshunter.io/developer/1682918567) |

## What reviewers say

### AI Spend Tracker

[App page](https://appshunter.io/ios/app/ai-spend-tracker-retrobudget/id6743363764)

This app analyzes your financial statements by uploading PDFs, using AI to categorize transactions without requiring bank account linking. It provides detailed spending breakdowns and visual charts to help you understand your financial habits. Prioritizes user privacy by processing and deleting statements after analysis.

**Highlights:** AI-powered transaction categorization from PDF statements, Spending breakdowns by category, merchant, and card, Multi-card tracking, Visual spending charts, No bank account linking required, Privacy-focused statement processing

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro | $5.99 | per month |
| Annual | $59.99 | per year |


### Tally

[App page](https://appshunter.io/ios/app/tally-spending-control/id6768200630)

**Features:** macOS Compatibility

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Tally PRO Monthly | $1.99 | per month |
| Tally PRO Annual | $8.99 | per year |
| Tally PRO Lifetime | $24.99 | one-time |


## Frequently asked questions

### Is AI Spend Tracker free?

AI Spend Tracker is free to download, with in-app purchases available.

### Is Tally free?

Tally is free to download, with in-app purchases available.

### Do AI Spend Tracker or Tally have ads?

Neither AI Spend Tracker nor Tally shows ads.

### Which is updated more often, AI Spend Tracker or Tally?

AI Spend Tracker ships an update every 2 months, and Tally every 5 days. Most recently, AI Spend Tracker was updated on October 24, 2026 and Tally on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*