# SpendLimit vs ATM Flow

The clearest difference is in-app purchases: ATM Flow at none against SpendLimit's 4. SpendLimit's advantage is update cadence (every 11 days vs every 2 months). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. SpendLimit sells 2 in-app purchases, starting at $4.99 per month. ATM Flow asks for nothing beyond the download.

SpendLimit ships an update every 11 days, ATM Flow every 2 months. The most recent releases landed on October 5, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | SpendLimit | ATM Flow |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 11 days** | Every 2 months |
| Monetization | Free with in-app purchases | — |
| Size | 28 MB | 7 MB |
| Requires iOS | **18.0** | 18.6 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Robihamanto Robihamanto](https://appshunter.io/developer/1554080667) | [Yousif Ameen](https://appshunter.io/developer/367427978) |

## What reviewers say

### SpendLimit

[App page](https://appshunter.io/ios/app/spendlimit-expense-tracker/id6743368554)

Manage your finances offline with this expense tracker. It uses AI-powered OCR to scan receipts, automatically extracting details like amounts and categories. Set budget limits and monitor spending trends without needing an internet connection.

**Highlights:** Offline expense tracking, AI-powered OCR receipt scanning, Smart budget setting and monitoring, Spending summaries and trends, No sign-up required

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $4.99 | per month |
| Yearly | $49.99 | per year |


### ATM Flow

[App page](https://appshunter.io/ios/app/atm-flow/id6760952184)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is SpendLimit free?

SpendLimit is free to download, with in-app purchases available.

### Is ATM Flow free?

ATM Flow is free to download, with no in-app purchases.

### Do SpendLimit or ATM Flow have ads?

Neither SpendLimit nor ATM Flow shows ads.

### Which is updated more often, SpendLimit or ATM Flow?

SpendLimit ships an update every 11 days, and ATM Flow every 2 months. Most recently, SpendLimit was updated on October 5, 2026 and ATM Flow on October 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*