# SpendLimit vs My Financial Notes

SpendLimit and My Financial Notes are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. SpendLimit sells 2 in-app purchases, starting at $4.99 per month and My Financial Notes sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

SpendLimit ships an update every 11 days, My Financial Notes weekly. The most recent releases landed on October 5, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | SpendLimit | My Financial Notes |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 11 days | **Weekly** |
| Monetization | Free with in-app purchases | — |
| Size | 28 MB | 19 MB |
| Requires iOS | **18.0** | 18.6 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Robihamanto Robihamanto](https://appshunter.io/developer/1554080667) | [Hartanto Salim](https://appshunter.io/developer/6775712122) |

## What reviewers say

### SpendLimit

[App page](https://appshunter.io/ios/app/spendlimit-expense-tracker/id6743368554)

Manage your finances offline with this expense tracker. It uses AI-powered OCR to scan receipts, automatically extracting details like amounts and categories. Set budget limits and monitor spending trends without needing an internet connection.

**Highlights:** Offline expense tracking, AI-powered OCR receipt scanning, Smart budget setting and monitoring, Spending summaries and trends, No sign-up required

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $4.99 | per month |
| Yearly | $49.99 | per year |


### My Financial Notes

[App page](https://appshunter.io/ios/app/my-financial-notes/id6775712120)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| My Financial Notes Premium | $1.99 | per month |
| My Financial Notes Premium (Yearly) | $17.99 | per year |


## Frequently asked questions

### Is SpendLimit free?

SpendLimit is free to download, with in-app purchases available.

### Is My Financial Notes free?

My Financial Notes is free to download, with in-app purchases available.

### Do SpendLimit or My Financial Notes have ads?

Neither SpendLimit nor My Financial Notes shows ads.

### Which is updated more often, SpendLimit or My Financial Notes?

SpendLimit ships an update every 11 days, and My Financial Notes weekly. Most recently, SpendLimit was updated on October 5, 2026 and My Financial Notes on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*