# RetireWhen vs ZCignals

The clearest difference is in-app purchases: RetireWhen at none against ZCignals's 1. ZCignals's advantage is ads (none vs shown) and iOS requirement (15.0 vs 17.6). On price, update cadence and device support there is nothing between them.

Both are free to download. ZCignals sells 1 in-app purchase, starting at $49.99 per month. RetireWhen asks for nothing beyond the download.

RetireWhen ships an update every 4 weeks, ZCignals every 3 weeks. The most recent releases landed on October 12, 2026 and October 9, 2026 respectively.

## The numbers

| Metric | RetireWhen | ZCignals |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (8 ratings)](https://appshunter.io/ios/app/retirewhen/id6743419791/reviews)** | — |
| Number of ratings | **8** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 4 weeks | **Every 3 weeks** |
| Monetization | Free | — |
| Size | 5 MB | 50 MB |
| Requires iOS | 17.6 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 12+ | 17+ |
| Developer | [Orestes Melgarejo](https://appshunter.io/developer/1329957643) | [Murali Kante](https://appshunter.io/developer/1896188805) |

## What reviewers say

### RetireWhen

[App page](https://appshunter.io/ios/app/retirewhen/id6743419791)

This app helps you plan your retirement by allowing you to adjust various financial factors and instantly visualize their impact on your future savings and depletion age through dynamic charts and interactive sliders.

**Highlights:** Dynamic real-time charts, Support for 3 user profiles, Adjust income, savings, and spending, Visualize depletion age and savings breakdown, Interactive sliders for real-time adjustments, Year-by-year results view, Advanced variable adjustments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### ZCignals

[App page](https://appshunter.io/ios/app/zcignals/id6766083548)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| ZCignals Monthly | $49.99 | per month |


## Frequently asked questions

### Is RetireWhen free?

RetireWhen is free to download, with no in-app purchases.

### Is ZCignals free?

ZCignals is free to download, with in-app purchases available.

### Do RetireWhen or ZCignals have ads?

RetireWhen shows ads; ZCignals does not.

### Which is updated more often, RetireWhen or ZCignals?

RetireWhen ships an update every 4 weeks, and ZCignals every 3 weeks. Most recently, RetireWhen was updated on October 12, 2026 and ZCignals on October 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*