# MaxDividends vs Pony Up

MaxDividends and Pony Up are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. MaxDividends sells 1 in-app purchase, starting at $24.99 per month and Pony Up sells 5 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

MaxDividends ships an update monthly, Pony Up every 3 weeks. The most recent releases landed on September 10, 2026 and September 8, 2026 respectively.

## The numbers

| Metric | MaxDividends | Pony Up |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (6 ratings)](https://appshunter.io/ios/app/pony-up-split-and-budget/id6777123091/reviews)** |
| Number of ratings | — | **6** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Monthly | **Every 3 weeks** |
| Monetization | — | Free with in-app purchases |
| Size | 3 MB | 93 MB |
| Requires iOS | **15.6** | 16.4 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [BeatMarket Oy](https://appshunter.io/developer/1691998048) | [Nathan Hintz](https://appshunter.io/developer/6777123093) |

## What reviewers say

### MaxDividends

[App page](https://appshunter.io/ios/app/maxdividends/id6743615112)

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Dividends | $24.99 | per month |


### Pony Up

[App page](https://appshunter.io/ios/app/pony-up-split-and-budget/id6777123091)

This finance app offers a private, customizable toolkit for managing your money. It allows you to split bills, create budgets, track subscriptions, and plan debt payoff without monthly fees or ads. Users can choose individual tools or bundles, with one module offered free.

**Highlights:** Split bills with friends, Build private budgets, Track subscriptions and bills, Create debt payoff plans, Customizable dashboard, Private data storage

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Bill Splitter Module | $0.99 | one-time |
| Budgeting Module | $0.99 | one-time |
| Bills & Subscriptions Module | $0.99 | one-time |
| Debt Planner Module | $0.99 | one-time |
| 3 Modules Bundle | $1.99 | one-time |


## Frequently asked questions

### Is MaxDividends free?

MaxDividends is free to download, with in-app purchases available.

### Is Pony Up free?

Pony Up is free to download, with in-app purchases available.

### Do MaxDividends or Pony Up have ads?

Neither MaxDividends nor Pony Up shows ads.

### Which is updated more often, MaxDividends or Pony Up?

MaxDividends ships an update monthly, and Pony Up every 3 weeks. Most recently, MaxDividends was updated on September 10, 2026 and Pony Up on September 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*