# halco vs HOLD

The clearest difference is review sentiment: halco at 100% against HOLD's 0%. halco also leads on rating (5.0 vs 1.0) and update cadence (every 5 days vs monthly). HOLD's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

halco holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 4 and 1 respectively. Written reviews point the same way: 100% of halco's written reviews are positive against 0% of HOLD's.

halco ships an update every 5 days, HOLD monthly. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | halco | HOLD |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (4 ratings)](https://appshunter.io/ios/app/halco-crypto-platform/id6743723995/reviews)** | [1.0 (1 ratings)](https://appshunter.io/ios/app/hold-pay-and-split-with-friends/id6755203065/reviews) |
| Number of ratings | **4** | 1 |
| Positive reviews | **100.0% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 5 days** | Monthly |
| Monetization | Ad-supported | **Free** |
| Size | 58 MB | 119 MB |
| Requires iOS | 15.1 | 15.1 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [Alternative Crypto Investments Inc](https://appshunter.io/developer/1788759746) | [HIHODL Technologies OU](https://appshunter.io/developer/1852574442) |

## What reviewers say

### halco

[App page](https://appshunter.io/ios/app/halco-crypto-platform/id6743723995)

This app offers interest-free access to Bitcoin trading and a secure non-custodial wallet, specifically designed for Muslims. It allows users to buy crypto using various payment methods and is backed by Islamic scholars confirming Bitcoin's permissibility.

**Highlights:** Interest-free Bitcoin trading, Shariah-aligned crypto exchange, Secure non-custodial wallet, Buy with Apple Pay, ACH, or cards, Backed by Islamic scholar fatwas, No account minimums

**Features:** macOS Compatibility

**In-app purchases:** none


### HOLD

[App page](https://appshunter.io/ios/app/hold-pay-and-split-with-friends/id6755203065)

This app allows you to get paid from anywhere, split expenses with friends in group chats, and manage your money with an AI assistant. It also offers features for travel, saving, and investing in cryptocurrencies.

**Highlights:** Receive payments globally, Split expenses in group chats, AI money assistant for planning, Book travel and hotels, Save and invest in crypto, Self-custodial security

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is halco free?

halco is free to download, with no in-app purchases.

### Is HOLD free?

HOLD is free to download, with no in-app purchases.

### Which has better reviews, halco or HOLD?

halco is rated higher. halco averages 5.0 out of 5 from 4 ratings, while HOLD averages 1.0 from 1 ratings.

### Do halco or HOLD have ads?

halco shows ads; HOLD does not.

### Which is updated more often, halco or HOLD?

halco ships an update every 5 days, and HOLD monthly. Most recently, halco was updated on October 24, 2026 and HOLD on October 25, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*