# MARUHAN Mobile Banking vs Phajot

The clearest difference is update cadence: Phajot at every 11 days against MARUHAN Mobile Banking's every 2 months. MARUHAN Mobile Banking's advantage is iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MARUHAN Mobile Banking ships an update every 2 months, Phajot every 11 days. Both last shipped on October 24, 2026.

## The numbers

| Metric | MARUHAN Mobile Banking | Phajot |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/maruhan-mobile-banking/id6743833716/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 11 days** |
| Monetization | Free | — |
| Size | 129 MB | 10 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [MARUHAN Japan Bank Lao](https://appshunter.io/developer/1485971988) | [Winnity Sole Co., Ltd](https://appshunter.io/developer/6811274770) |

## What reviewers say

### MARUHAN Mobile Banking

[App page](https://appshunter.io/ios/app/maruhan-mobile-banking/id6743833716)

Manage your finances with ease using this banking app. It offers convenient bill payments, secure QR code transactions, and instant fund transfers. Track your financial assets, manage loans, and locate branches and ATMs effortlessly.

**Highlights:** QR code payments, Utility bill payments, Instant fund transfers, Loan management, Branch and ATM locator, Biometric security

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Phajot

[App page](https://appshunter.io/ios/app/phajot/id6811274768)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is MARUHAN Mobile Banking free?

MARUHAN Mobile Banking is free to download, with no in-app purchases.

### Is Phajot free?

Phajot is free to download, with no in-app purchases.

### Do MARUHAN Mobile Banking or Phajot have ads?

Neither MARUHAN Mobile Banking nor Phajot shows ads.

### Which is updated more often, MARUHAN Mobile Banking or Phajot?

MARUHAN Mobile Banking ships an update every 2 months, and Phajot every 11 days. Most recently, MARUHAN Mobile Banking was updated on October 24, 2026 and Phajot on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*