# payabl. vs I&C Pay

payabl. and I&C Pay are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

payabl. ships an update fortnightly, I&C Pay every 3 weeks. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | payabl. | I&C Pay |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 3 weeks |
| Size | 47 MB | 9 MB |
| Requires iOS | 17.0 | **16.0** |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 17+ | 4+ |
| Developer | [PAYABL. CY LIMITED](https://appshunter.io/developer/1804856916) | [I&C Bank](https://appshunter.io/developer/1655870124) |

## What reviewers say

### payabl.

[App page](https://appshunter.io/ios/app/payabl/id6743836626)

**Features:** Apple Wallet

**In-app purchases:** none


### I&C Pay

[App page](https://appshunter.io/ios/app/i-and-c-pay/id6746554149)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is payabl. free?

payabl. is free to download, with no in-app purchases.

### Is I&C Pay free?

I&C Pay is free to download, with no in-app purchases.

### Do payabl. or I&C Pay have ads?

Neither payabl. nor I&C Pay shows ads.

### Which is updated more often, payabl. or I&C Pay?

payabl. ships an update fortnightly, and I&C Pay every 3 weeks. Most recently, payabl. was updated on October 24, 2026 and I&C Pay on October 25, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*