# Rate Visions vs Debt Payoff Tracker

The clearest difference is in-app purchases: Rate Visions at none against Debt Payoff Tracker's 3. Rate Visions also leads on update cadence (every 4 days vs every 3 months) and device support (3 vs 1). On price and ads there is nothing between them.

Both are free to download. Debt Payoff Tracker sells 3 in-app purchases, starting at $4.99 per month. Rate Visions asks for nothing beyond the download.

Rate Visions ships an update every 4 days, Debt Payoff Tracker every 3 months. The most recent releases landed on October 12, 2026 and October 5, 2026 respectively.

## The numbers

| Metric | Rate Visions | Debt Payoff Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (5 ratings)](https://appshunter.io/ios/app/rate-visions/id6743855608/reviews)** | — |
| Number of ratings | **5** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Every 4 days** | Every 3 months |
| Monetization | Free | — |
| Size | 28 MB | 4 MB |
| Requires iOS | **15.1** | 18 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Wonderate](https://appshunter.io/developer/1438709476) | [Karol Jaworski](https://appshunter.io/developer/1799974477) |

## What reviewers say

### Rate Visions

[App page](https://appshunter.io/ios/app/rate-visions/id6743855608)

Compare real-time mortgage and loan interest rates to simplify your financial decisions. This app helps you track options for buying a home, refinancing, or managing investment properties with built-in calculators.

**Highlights:** Compare loan options, Track real-time interest rates, Mortgage calculators, Manage investment properties, Simplify financial decisions

**Features:** macOS Compatibility

**In-app purchases:** none


### Debt Payoff Tracker

[App page](https://appshunter.io/ios/app/debt-payoff-tracker-zero/id6760733303)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Zero Pro Monthly | $4.99 | per month |
| Zero Pro - First Year Offer | $39.99 | per year |
| Zero Pro Yearly | $39.99 | per year |


## Frequently asked questions

### Is Rate Visions free?

Rate Visions is free to download, with no in-app purchases.

### Is Debt Payoff Tracker free?

Debt Payoff Tracker is free to download, with in-app purchases available.

### Do Rate Visions or Debt Payoff Tracker have ads?

Neither Rate Visions nor Debt Payoff Tracker shows ads.

### Which is updated more often, Rate Visions or Debt Payoff Tracker?

Rate Visions ships an update every 4 days, and Debt Payoff Tracker every 3 months. Most recently, Rate Visions was updated on October 12, 2026 and Debt Payoff Tracker on October 5, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*