# Finzee vs PayTime

The clearest difference is ads: Finzee at none against PayTime's shown. Finzee also leads on iOS requirement (18.0 vs 26.2). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Finzee sells 5 in-app purchases, starting at $3.99 per month and PayTime sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

## The numbers

| Metric | Finzee | PayTime |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (7 ratings)](https://appshunter.io/ios/app/finzee-envelope-budget/id6743862740/reviews)** | — |
| Number of ratings | **7** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 3 weeks | — |
| Monetization | Freemium | — |
| Size | 74 MB | 5 MB |
| Requires iOS | **18.0** | 26.2 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [AJL Budget](https://appshunter.io/developer/1804973361) | [Arthur Hardy Kotsch](https://appshunter.io/developer/1883672516) |

## What reviewers say

### Finzee

[App page](https://appshunter.io/ios/app/finzee-envelope-budget/id6743862740)

This app helps you manage your money using the zero-based budgeting method. Assign every euro to a category, track spending in real-time, and set savings goals. It offers shared budgeting for couples or roommates and a clear overview of your finances.

**Highlights:** Zero-based budgeting, Budget envelopes, Savings goals tracking, Real-time disposable income, Shared budgeting, Financial overview

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Finzee Subscription | $3.99 | per month |
| Annual Subscription | $29.99 | per year |
| Annual Subscription | $39.99 | per year |
| Budget Power Pro Course | $24.99 | one-time |
| Finzee Lifetime | $89.99 | one-time |


### PayTime

[App page](https://appshunter.io/ios/app/paytime/id6799221254)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| PayTime Premium | $2.99 | one-time |


## Frequently asked questions

### Is Finzee free?

Finzee is free to download, with in-app purchases available.

### Is PayTime free?

PayTime is free to download, with in-app purchases available.

### Do Finzee or PayTime have ads?

PayTime shows ads; Finzee does not.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*