# Recurring Payment Lists vs Finwatch

The clearest difference is rating: Finwatch at 5.0 against Recurring Payment Lists's 1.0. Finwatch also leads on update cadence (every 3 days vs every 11 days) and ratings volume (9 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Recurring Payment Lists sells 1 one-off in-app purchase and Finwatch sells 2 in-app purchases, starting at $5.99 per month. Whichever you choose, the download price is not the number that matters.

Finwatch holds the better App Store score, 5.0 against 1.0. That said, the two scores are not equally well evidenced: Finwatch has 9 ratings behind it against 1, so its average is the more settled of the two.

Recurring Payment Lists ships an update every 11 days, Finwatch every 3 days. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Recurring Payment Lists | Finwatch |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (1 ratings)](https://appshunter.io/ios/app/recurring-payment-lists/id6743909628/reviews) | **[5.0 (9 ratings)](https://appshunter.io/ios/app/finwatch-spending-tracker/id6759948368/reviews)** |
| Number of ratings | 1 | **9** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 11 days | **Every 3 days** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 5 MB | 85 MB |
| Requires iOS | 18.2 | **16.4** |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 17+ |
| Developer | [Cesar Ibarra](https://appshunter.io/developer/1076131150) | [Finwatch LLC](https://appshunter.io/developer/1881870269) |

## What reviewers say

### Recurring Payment Lists

[App page](https://appshunter.io/ios/app/recurring-payment-lists/id6743909628)

Effortlessly manage and track your recurring bills. This app helps you organize payments with custom schedules and provides timely local reminders so you never miss a due date. Archive completed lists and access your payment history with a clean, distraction-free interface.

**Highlights:** Create recurring payment lists, Set custom monthly or weekly schedules, Receive timely local reminders, Mark payments as completed, Access archived payment history, Minimalist design

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Buy me a coffee | $2.99 | one-time |


### Finwatch

[App page](https://appshunter.io/ios/app/finwatch-spending-tracker/id6759948368)

Effortlessly track spending, monitor net worth, and manage budgets without complex features. Securely link bank accounts, visualize financial trends, and set smart goals. Get a clear overview of your money with intuitive tools.

**Highlights:** Secure bank account connections, Net worth tracking with charts, Spending insights and trends, Smart budgeting with suggestions, Transaction review and categorization, Customizable reminders and notifications

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Monthly | $5.99 | per month |
| Pro Annual | $54.99 | per year |


## Frequently asked questions

### Is Recurring Payment Lists free?

Recurring Payment Lists is free to download, with in-app purchases available.

### Is Finwatch free?

Finwatch is free to download, with in-app purchases available.

### Which has better reviews, Recurring Payment Lists or Finwatch?

Finwatch is rated higher. Recurring Payment Lists averages 1.0 out of 5 from 1 ratings, while Finwatch averages 5.0 from 9 ratings.

### Do Recurring Payment Lists or Finwatch have ads?

Neither Recurring Payment Lists nor Finwatch shows ads.

### Which is updated more often, Recurring Payment Lists or Finwatch?

Recurring Payment Lists ships an update every 11 days, and Finwatch every 3 days. Most recently, Recurring Payment Lists was updated on October 30, 2026 and Finwatch on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*