# Recurring Payment Lists vs Smart Tracker

The clearest difference is rating: Smart Tracker at 5.0 against Recurring Payment Lists's 1.0. Smart Tracker also leads on in-app purchases (none vs 2) and iOS requirement (15.1 vs 18.2). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Recurring Payment Lists sells 2 one-off in-app purchases. Smart Tracker asks for nothing beyond the download.

Smart Tracker holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

Recurring Payment Lists ships an update every 11 days, Smart Tracker fortnightly. The most recent releases landed on September 28, 2026 and October 3, 2026 respectively.

## The numbers

| Metric | Recurring Payment Lists | Smart Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (1 ratings)](https://appshunter.io/ios/app/recurring-payment-lists/id6743909628/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/smart-tracker-walletmanagement/id6764520906/reviews)** |
| Number of ratings | 1 | 1 |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 11 days** | Fortnightly |
| Monetization | Free with in-app purchases | **Free** |
| Size | 5 MB | 30 MB |
| Requires iOS | 18.2 | **15.1** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Cesar Ibarra](https://appshunter.io/developer/1076131150) | [Mohammad Abdallah](https://appshunter.io/developer/1895594253) |

## What reviewers say

### Recurring Payment Lists

[App page](https://appshunter.io/ios/app/recurring-payment-lists/id6743909628)

Effortlessly manage and track your recurring bills. This app helps you organize payments with custom schedules and provides timely local reminders so you never miss a due date. Archive completed lists and access your payment history with a clean, distraction-free interface.

**Highlights:** Create recurring payment lists, Set custom monthly or weekly schedules, Receive timely local reminders, Mark payments as completed, Access archived payment history, Minimalist design

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Buy me a coffee | $2.99 | one-time |
| Buy me a Coffee | $2.99 | one-time |


### Smart Tracker

[App page](https://appshunter.io/ios/app/smart-tracker-walletmanagement/id6764520906)

Manage your finances effortlessly by tracking bills, subscriptions, and shared expenses. Set visual savings goals with 'Savings Jars' and monitor your progress. The app offers real-time sync, payment reminders, and multi-currency support.

**Highlights:** Track bills and subscriptions, Savings goals with visual jars, Split shared expenses, Overdue payment alerts, Multi-currency support, Export data to CSV, Face ID lock

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Recurring Payment Lists free?

Recurring Payment Lists is free to download, with in-app purchases available.

### Is Smart Tracker free?

Smart Tracker is free to download, with no in-app purchases.

### Which has better reviews, Recurring Payment Lists or Smart Tracker?

Smart Tracker is rated higher. Recurring Payment Lists averages 1.0 out of 5 from 1 ratings, while Smart Tracker averages 5.0 from 1 ratings.

### Do Recurring Payment Lists or Smart Tracker have ads?

Neither Recurring Payment Lists nor Smart Tracker shows ads.

### Which is updated more often, Recurring Payment Lists or Smart Tracker?

Recurring Payment Lists ships an update every 11 days, and Smart Tracker fortnightly. Most recently, Recurring Payment Lists was updated on September 28, 2026 and Smart Tracker on October 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*