# EZMonex vs ChatWallet ChipChat

The clearest difference is update cadence: EZMonex at every 5 days against ChatWallet ChipChat's every 3 weeks. EZMonex also leads on ratings volume (3 vs 1). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for EZMonex against 5.0 for ChatWallet ChipChat. Both are backed by a comparable volume of ratings — 3 and 1 respectively.

EZMonex ships an update every 5 days, ChatWallet ChipChat every 3 weeks. The most recent releases landed on October 18, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | EZMonex | ChatWallet ChipChat |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (3 ratings)](https://appshunter.io/ios/app/ezmonex/id6743921177/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/chatwallet-chipchat/id6778056226/reviews) |
| Number of ratings | **3** | 1 |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 days** | Every 3 weeks |
| Monetization | Free | Free |
| Size | 81 MB | 126 MB |
| Requires iOS | **16.0** | 16.4 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [VCB Money, Inc](https://appshunter.io/developer/1805069869) | [Algorithm, LLC](https://appshunter.io/developer/6778056228) |

## What reviewers say

### EZMonex

[App page](https://appshunter.io/ios/app/ezmonex/id6743921177)

Easily send money from the U.S. to Vietnam with flexible payment options like credit cards, debit cards, and ACH. Enjoy competitive exchange rates and transparent fees for fast, secure transactions.

**Highlights:** Fast transfers to Vietnam, Secure transactions with bank-level encryption, Low-cost remittance with competitive rates, Multiple delivery options, User-friendly mobile experience

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### ChatWallet ChipChat

[App page](https://appshunter.io/ios/app/chatwallet-chipchat/id6778056226)

Effortlessly collect and pay money within your group chats. Manage shared expenses like rent, trips, or gifts with live updates and automated reminders. Turn financial coordination into a fun, game-like experience.

**Highlights:** Collect and pay within chat, Split bills instantly, Automated payment reminders, Live contribution tracking, Gamified payment rewards, Supports various group types

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is EZMonex free?

EZMonex is free to download, with no in-app purchases.

### Is ChatWallet ChipChat free?

ChatWallet ChipChat is free to download, with no in-app purchases.

### Which has better reviews, EZMonex or ChatWallet ChipChat?

EZMonex and ChatWallet ChipChat are both rated 5.0 out of 5 on the App Store, from 3 and 1 ratings respectively.

### Do EZMonex or ChatWallet ChipChat have ads?

Neither EZMonex nor ChatWallet ChipChat shows ads.

### Which is updated more often, EZMonex or ChatWallet ChipChat?

EZMonex ships an update every 5 days, and ChatWallet ChipChat every 3 weeks. Most recently, EZMonex was updated on October 18, 2026 and ChatWallet ChipChat on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*