# BalanceTrackr vs SpendXRay

The clearest difference is price: SpendXRay at Free against BalanceTrackr's $0.49. SpendXRay also leads on iOS requirement (15.1 vs 18.2). BalanceTrackr's advantage is chart position (#88 vs unranked). On update cadence, ads, in-app purchases and device support there is nothing between them.

SpendXRay is free to download; BalanceTrackr costs $0.49 up front. BalanceTrackr sells 5 one-off in-app purchases and SpendXRay sells 1 in-app purchase, starting at $29.99 per year. Whichever you choose, the download price is not the number that matters.

BalanceTrackr ships an update fortnightly, SpendXRay every 8 days. The most recent releases landed on October 28, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | BalanceTrackr | SpendXRay |
| --- | --- | --- |
| Price | $0.49 | **Free** |
| Rating | **[5.0 (5 ratings)](https://appshunter.io/ios/app/balancetrackr/id6743946348/reviews)** | — |
| Number of ratings | **5** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 8 days** |
| Monetization | Paid | — |
| Best chart rank | **#88** | — |
| Size | 42 MB | 37 MB |
| Requires iOS | 18.2 | **15.1** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Ole Morten Tengesdal](https://appshunter.io/developer/1805252968) | [Hosting Playground Inc](https://appshunter.io/developer/1518401722) |

## What reviewers say

### BalanceTrackr

[App page](https://appshunter.io/ios/app/balancetrackr/id6743946348)

**Currently charting:** #88 Top Paid · Finance (US App Store)

Manage your finances privately and securely without ads or subscriptions. Track balances, transactions, loans, and credit cards with manual entry and optional smart features like Apple Pay logging. Set financial goals and generate PDF reports for better expense control.

**Highlights:** Manual account and transaction entry, Loan and credit card tracking, Optional Apple Pay automatic logging, Financial goal setting, Customizable notifications, PDF financial reports, Budgeting by category

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Support the developer - Coffee | $0.99 | one-time |
| Support the developer - Soda | $1.99 | one-time |
| Support the developer - Treat | $3.99 | one-time |
| Support the developer - Movie | $7.99 | one-time |
| Support the developer - Dinner | $14.99 | one-time |


### SpendXRay

[App page](https://appshunter.io/ios/app/spendxray/id6761637463)

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SpendXRay Pro | $29.99 | per year |


## Frequently asked questions

### Is BalanceTrackr free?

BalanceTrackr costs $0.49, and also offers in-app purchases.

### Is SpendXRay free?

SpendXRay is free to download, with in-app purchases available.

### Do BalanceTrackr or SpendXRay have ads?

Neither BalanceTrackr nor SpendXRay shows ads.

### Which is updated more often, BalanceTrackr or SpendXRay?

BalanceTrackr ships an update fortnightly, and SpendXRay every 8 days. Most recently, BalanceTrackr was updated on October 28, 2026 and SpendXRay on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*