# Debt Payoff Planner vs Proxy

The clearest difference is rating: Debt Payoff Planner at 5.0 against Proxy's 3.7. Debt Payoff Planner also leads on monetization model (free with in-app purchases vs subscription). On price, review sentiment, ratings volume and ads there is nothing between them.

Both are free to download. Debt Payoff Planner sells 14 in-app purchases, starting at $0.99 per 7 days and Proxy sells 2 in-app purchases, starting at $7.99 per 7 days. Whichever you choose, the download price is not the number that matters.

Debt Payoff Planner holds the better App Store score, 5.0 against 3.7. Both are backed by a comparable volume of ratings — 4 and 3 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

## The numbers

| Metric | Debt Payoff Planner | Proxy |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (4 ratings)](https://appshunter.io/ios/app/debt-payoff-planner-tracker/id6743946913/reviews)** | [3.7 (3 ratings)](https://appshunter.io/ios/app/proxy-trading-assistant/id6756241987/reviews) |
| Number of ratings | **4** | 3 |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 5 days | — |
| Monetization | **Free with in-app purchases** | Subscription |
| Size | 76 MB | 38 MB |
| Requires iOS | 15.1 | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Toffee Finance](https://appshunter.io/developer/1805257670) | [BoxChannels LLC](https://appshunter.io/developer/1842950993) |

## What reviewers say

### Debt Payoff Planner

[App page](https://appshunter.io/ios/app/debt-payoff-planner-tracker/id6743946913)

This app helps you visualize and accelerate your debt payoff journey. It offers personalized strategies like debt snowball or avalanche, connects to your bank accounts for automatic updates, and provides motivation through progress tracking and AI coaching. Get a clear view of your debt-free date and stay on track with payment reminders.

**Highlights:** Debt Snowball and Avalanche payoff methods, Automatic bank account syncing via Plaid, AI-powered debt coaching and scenario planning, Progress visualization with charts and milestones, Payment reminders and payday routine setup, Calculates estimated debt-free date

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (14)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly | $0.99 | per 7 days |
| Toffee - Premium | $0.99 | per 7 days |
| Toffee Pro Weekly | $1.99 | per 7 days |
| Premium Weekly | $1.99 | per 7 days |
| Toffee Pro - Monthly | $4.99 | per month |
| Toffee | $4.99 | per month |
| Toffee Pro Weekly - Upgrade | $5.99 | per 7 days |
| Toffee Pro - Monthly Upgrade | $7.99 | per month |
| Toffee Pro - Annual | $29.99 | per year |
| Toffee - Annual | $49.99 | per year |
| toffee | $49.99 | per year |
| Toffee Pro - Annual Upgrade | $59.99 | per year |
| Premium - Annual | $69.99 | per year |
| Toffee Pro - Lifetime Access | $29.99 | one-time |


### Proxy

[App page](https://appshunter.io/ios/app/proxy-trading-assistant/id6756241987)

Instantly understand stock charts by taking a photo. This AI-powered tool analyzes trends, signals, and risks, providing clear, easy-to-understand explanations for any chart. Speed up your research and make more informed trading decisions.

**Highlights:** Photo-based chart analysis, AI-driven insights, Trend direction identification, Key zone highlighting, Risk assessment, Plain-English explanations

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Subscriptions | $7.99 | per 7 days |
| Subscriptions | $49.99 | per year |


## Frequently asked questions

### Is Debt Payoff Planner free?

Debt Payoff Planner is free to download, with in-app purchases available.

### Is Proxy free?

Proxy is free to download, with in-app purchases available.

### Which has better reviews, Debt Payoff Planner or Proxy?

Debt Payoff Planner is rated higher. Debt Payoff Planner averages 5.0 out of 5 from 4 ratings, while Proxy averages 3.7 from 3 ratings.

### Do Debt Payoff Planner or Proxy have ads?

Neither Debt Payoff Planner nor Proxy shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*