# 速记账单 vs totus

The clearest difference is rating: 速记账单 at 5.0 against totus's 2.0. 速记账单 also leads on update cadence (every 10 days vs monthly). totus's advantage is iOS requirement (13.0 vs 16.1). On price, review sentiment, ratings volume and ads there is nothing between them.

Both are free to download. 速记账单 sells 3 in-app purchases, starting at $0.99 per 7 days and totus sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

速记账单 holds the better App Store score, 5.0 against 2.0. Both are backed by a comparable volume of ratings — 5 and 4 respectively. Written reviews point the same way: 91% of 速记账单's written reviews are positive against 86% of totus's.

速记账单 ships an update every 10 days, totus monthly. The most recent releases landed on October 10, 2026 and October 18, 2026 respectively.

## The numbers

| Metric | 速记账单 | totus |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (5 ratings)](https://appshunter.io/ios/app/id6743996692/reviews)** | [2.0 (4 ratings)](https://appshunter.io/ios/app/totus-net-worth-tracker/id6749885921/reviews) |
| Number of ratings | **5** | 4 |
| Positive reviews | **90.9% of reviews** | 85.7% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 10 days** | Monthly |
| Monetization | Free with in-app purchases | Freemium |
| Size | 21 MB | 54 MB |
| Requires iOS | 16.1 | **13.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [俊锋 仝](https://appshunter.io/developer/1209824000) | [国民 谢](https://appshunter.io/developer/1551522829) |

## What reviewers say

### 速记账单

[App page](https://appshunter.io/ios/app/id6743996692)

Effortlessly manage your daily income and expenses with this fast, ad-free tool. Visualize your spending with dynamic charts and enjoy secure, local data storage. Offers flexible subscription options or a one-time purchase for premium features.

**Highlights:** 3-second automated bookkeeping, Dynamic spending charts, Lightweight and secure, Customizable accounting periods, iCloud backup and multi-device sync

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 周会员 | $0.99 | per 7 days |
| 年度会员 | $3.99 | per year |
| 永久会员(早鸟价) | $4.99 | one-time |


### totus

[App page](https://appshunter.io/ios/app/totus-net-worth-tracker/id6749885921)

Manage all your financial assets, from cash and investments to debts and fixed assets, in one place. Track real-time net worth, analyze asset allocation with smart insights, and monitor global investments across multiple currencies.

**Highlights:** All asset types supported, Smart data analysis, Investment management pro, Multi-currency support, Elegant user experience, Data security, AI intelligent insights

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 黑金月计划 | $1.99 | per month |
| 黑金年计划 | $9.99 | per year |
| 黑金终身会员 | $19.99 | one-time |


## Frequently asked questions

### Is 速记账单 free?

速记账单 is free to download, with in-app purchases available.

### Is totus free?

totus is free to download, with in-app purchases available.

### Which has better reviews, 速记账单 or totus?

速记账单 is rated higher. 速记账单 averages 5.0 out of 5 from 5 ratings, while totus averages 2.0 from 4 ratings.

### Do 速记账单 or totus have ads?

Neither 速记账单 nor totus shows ads.

### Which is updated more often, 速记账单 or totus?

速记账单 ships an update every 10 days, and totus monthly. Most recently, 速记账单 was updated on October 10, 2026 and totus on October 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*