# Richr AI vs Wealthio

The clearest difference is update cadence: Wealthio at every 10 days against Richr AI's monthly. Richr AI's advantage is iOS requirement (14.0.0 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Richr AI sells 2 in-app purchases, starting at $3.99 per 7 days and Wealthio sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Richr AI ships an update monthly, Wealthio every 10 days. The most recent releases landed on November 5, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Richr AI | Wealthio |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/richr-ai/id6744161346/reviews)** | — |
| Number of ratings | **2** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Monthly | **Every 10 days** |
| Monetization | Free with in-app purchases | — |
| Size | 51 MB | 5 MB |
| Requires iOS | **14.0.0** | 18.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Mitchel Adams](https://appshunter.io/developer/1806327044) | [Marcelo Vitoria](https://appshunter.io/developer/715189937) |

## What reviewers say

### Richr AI

[App page](https://appshunter.io/ios/app/richr-ai/id6744161346)

Understand your financial progress with a single score. This app uses AI to analyze your income, savings, debt, and investments, providing personalized insights without linking bank accounts. It offers clarity and motivation for your financial journey.

**Highlights:** Richr Level score, AI-powered personalized insights, Privacy-first, no bank linking, Track income, savings, debt, investments, Financial progress visualization

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Richr Pro Weekly | $3.99 | per 7 days |
| Richr Pro Monthly | $9.99 | per month |


### Wealthio

[App page](https://appshunter.io/ios/app/wealthio-net-worth-tracker/id6745744909)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Home Screen Widget Access | $0.99 | one-time |


## Frequently asked questions

### Is Richr AI free?

Richr AI is free to download, with in-app purchases available.

### Is Wealthio free?

Wealthio is free to download, with in-app purchases available.

### Do Richr AI or Wealthio have ads?

Neither Richr AI nor Wealthio shows ads.

### Which is updated more often, Richr AI or Wealthio?

Richr AI ships an update monthly, and Wealthio every 10 days. Most recently, Richr AI was updated on November 5, 2026 and Wealthio on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*