# J.P. Morgan Digital Banking vs EF BOLT

The clearest difference is iOS requirement: EF BOLT at 16.6 against J.P. Morgan Digital Banking's 18.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

J.P. Morgan Digital Banking ships an update every 4 weeks, EF BOLT monthly. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | J.P. Morgan Digital Banking | EF BOLT |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (20 ratings)](https://appshunter.io/ios/app/jp-morgan-digital-banking/id6744241270/reviews)** | — |
| Number of ratings | **20** | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 4 weeks** | Monthly |
| Monetization | Free | — |
| Size | 237 MB | 33 MB |
| Requires iOS | 18.0 | **16.6** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [JPMorgan Chase](https://appshunter.io/developer/358275541) | [U.S. Bancorp](https://appshunter.io/developer/458734630) |

## What reviewers say

### J.P. Morgan Digital Banking

[App page](https://appshunter.io/ios/app/jp-morgan-digital-banking/id6744241270)

Manage your business finances on the go with this intuitive digital banking app. Monitor transactions, approve payments, and gain insights into your financial health with automated charts and real-time updates. Deposit checks and access your accounts effortlessly.

**Highlights:** Instant account balance access, Real-time transaction monitoring, Swift payment approvals, Automated financial charts, Effortless check deposits, Seamless login process

**In-app purchases:** none


### EF BOLT

[App page](https://appshunter.io/ios/app/ef-bolt/id6779702562)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is J.P. Morgan Digital Banking free?

J.P. Morgan Digital Banking is free to download, with no in-app purchases.

### Is EF BOLT free?

EF BOLT is free to download, with no in-app purchases.

### Do J.P. Morgan Digital Banking or EF BOLT have ads?

Neither J.P. Morgan Digital Banking nor EF BOLT shows ads.

### Which is updated more often, J.P. Morgan Digital Banking or EF BOLT?

J.P. Morgan Digital Banking ships an update every 4 weeks, and EF BOLT monthly. Most recently, J.P. Morgan Digital Banking was updated on November 5, 2026 and EF BOLT on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*