# Debt Payoff Planner vs Debt Payoff

The clearest difference is update cadence: Debt Payoff Planner at fortnightly against Debt Payoff's monthly. Debt Payoff's advantage is iOS requirement (18.5 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Debt Payoff Planner sells 2 in-app purchases, starting at $4.99 per month and Debt Payoff sells 2 in-app purchases, starting at $3.99 per 7 days. Whichever you choose, the download price is not the number that matters.

Debt Payoff Planner ships an update fortnightly, Debt Payoff monthly. The most recent releases landed on October 7, 2026 and October 17, 2026 respectively.

## The numbers

| Metric | Debt Payoff Planner | Debt Payoff |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Fortnightly** | Monthly |
| Monetization | Freemium | — |
| Size | 30 MB | 15 MB |
| Requires iOS | 26.0 | **18.5** |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | +4 | 4+ |
| Developer | [Linas Nutautas](https://appshunter.io/developer/1738774097) | [Yalcin Golayoglu](https://appshunter.io/developer/1607333007) |

## What reviewers say

### Debt Payoff Planner

[App page](https://appshunter.io/ios/app/debt-payoff-planner-tracker/id6744280524)

Create a personalized plan to become debt-free by tracking loans, credit cards, and mortgages. Compare payoff strategies, log payments, and visualize your progress towards financial freedom.

**Highlights:** Personalized debt payoff plans, Track loans, credit cards, and mortgages, Compare Snowball, Avalanche, and Cash Flow strategies, Log payments and track progress, Debt-free date countdown, Payment reminders and overdue alerts, Works offline

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Debt Tracker Premium | $4.99 | per month |
| Debt Tracker Premium | $29.99 | per year |


### Debt Payoff

[App page](https://appshunter.io/ios/app/debt-payoff-debity/id6755724921)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Debt Tracker Weekly | $3.99 | per 7 days |
| Debt Tracker Annual | $19.99 | per year |


## Frequently asked questions

### Is Debt Payoff Planner free?

Debt Payoff Planner is free to download, with in-app purchases available.

### Is Debt Payoff free?

Debt Payoff is free to download, with in-app purchases available.

### Do Debt Payoff Planner or Debt Payoff have ads?

Neither Debt Payoff Planner nor Debt Payoff shows ads.

### Which is updated more often, Debt Payoff Planner or Debt Payoff?

Debt Payoff Planner ships an update fortnightly, and Debt Payoff monthly. Most recently, Debt Payoff Planner was updated on October 7, 2026 and Debt Payoff on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*