Debt Payoff Planner vs Money Manager

Debt Payoff Planner is a debt payoff app for iPhone. Enter your loans, credit cards and other debts, compare the snowball and avalanche methods, see your estimated debt-free date, and record every payment. No account and no bank connection: your data stays on your device. WHO IT IS FOR People paying off one or several debts who want one clear plan: which debt gets the extra money first, when each debt is paid off, and how much interest the plan saves. It works both ways: track loans, credit cards and mortgages you owe, plus money friends or family owe you. WHAT YOU CAN DO - Add debts with balance, interest rate, monthly payment and due date - Track debts you owe and debts owed to you - Categorize debts (credit card, auto loan, student loan, mortgage or custom) - Log payments; balances and progress update automatically - See the principal vs interest breakdown of each payment - Get reminders before due dates and see which debts are overdue PAYOFF STRATEGIES - Snowball: smallest balance first, for quick wins - Avalanche: highest interest rate first, to pay less interest Enter an extra monthly amount and compare both methods: debt-free date, months to go and estimated interest. When one debt is paid off, its payment moves to the next one. STATISTICS - Total debt overview for debts you owe and debts owed to you - Debt-free date countdown - Payment breakdown charts and monthly payment trends - Average monthly payment ACHIEVEMENTS - Progress badges at 25%, 50%, 75% and 100% - Streaks for on-time payments - Celebration screens when you reach a goal FREE AND PREMIUM Free: up to 3 debts, payment logging, reminders, the debt-free estimate and basic statistics. Premium adds: - Unlimited debts - Strategy comparison with the exact payoff order - Advanced statistics and charts - Debt-free date forecast - Payment streak tracking and global achievement badges - PDF report export ALSO INCLUDED - Loan calculator to estimate a new loan - Works offline - No account required - 13 languages PRIVACY Debt Payoff Planner does not connect to your bank and does not access financial accounts. You enter debts manually and track payments yourself. Your records are stored on your device. SUBSCRIPTION Monthly: $4.99/month. Yearly: 7-day free trial, then $29.99/year. Payment will be charged to your Apple ID account at confirmation of purchase. The subscription automatically renews unless canceled at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours before the end of the current period. You can manage and cancel subscriptions in your App Store account settings after purchase. Privacy Policy: https://linasdev.io/privacy Terms of Use: https://linasdev.io/terms

Take Control of Your Finances with Debt Tracker Debt Tracker is the ultimate app for managing money you owe and money owed to you. Whether you are tracking personal loans, business expenses, or shared costs with friends and family, Debt Tracker helps you stay organized and never miss a payment. Start Your 3-Day Free Trial Today Try all premium features free for 3 days. After your trial, choose a weekly or annual subscription to continue using the app. Key Features: Complete Debt Management Track all your debts in one place. Create detailed records with amounts, counterparties, due dates, and custom notes. Organize by direction (money you owe vs. money owed to you) and mark debts as settled when paid off. Payment History and Tracking Log multiple payments for each debt and see your progress in real-time. Visual progress bars show how much you have paid and what remains. Automatic calculations keep your balances accurate. Installment Planning Plan future payments with scheduled installments. Set amounts, due dates, and get reminders for each installment. When you mark an installment as paid, it automatically creates a payment record. Smart Reminders Never miss a payment deadline. Get notified one day before and on due dates for both debts and individual installments. Customize reminders to stay on top of your financial obligations. Categories and Organization Organize debts into 11 predefined categories including Personal, Business, Family, Friends, Medical, Education, Rent, Utilities, and more. Filter and find debts quickly with category-based organization. Powerful Search Find any debt instantly by searching through titles, counterparties, categories, or notes. Real-time filtering helps you locate what you need in seconds. Statistics and Insights Visualize your financial data with beautiful charts and graphs. See category breakdowns, monthly payment trends, and identify your top counterparties. Filter statistics by time periods to track your financial progress. Summary Dashboard Get a quick overview of your financial situation with summary cards showing total amounts, overdue debts, and active counts. Category breakdowns help you understand where your money is going. Beautiful, Modern Design Enjoy a clean, intuitive interface with smooth animations and haptic feedback. Card-based design makes navigation effortless, and color-coded indicators help you understand your financial status at a glance. Premium Subscription: Debt Tracker Premium unlocks all features including: Unlimited debt tracking Payment history and logging Installment planning Smart reminders Categories and organization Search functionality Statistics and analytics Priority support Subscription Options: Weekly subscription Annual subscription (best value) Free Trial: Start with a 3-day free trial to experience all premium features. No commitment required. Cancel anytime during the trial period. Terms and Privacy: Subscriptions automatically renew unless cancelled at least 24 hours before the end of the current period. Manage your subscriptions in your Apple ID Account Settings. Payment will be charged to your Apple ID account at confirmation of purchase. Privacy Policy: https://debttrackerapp.blogspot.com/p/privacy-policy.html Terms of Service: https://debttrackerapp.blogspot.com/p/terms-of-use-eula-debt-tracker.html Perfect For: Personal finance management Business expense tracking Shared cost tracking with roommates or friends Loan management Bill reminders Financial planning Download Debt Tracker today and take the first step toward better financial organization.