# Debt Payoff Planner vs Clear Balance

The clearest difference is review sentiment: Clear Balance at 100% against Debt Payoff Planner's 0%. Clear Balance also leads on device support (3 vs 1) and iOS requirement (15.0 vs 26.0). Debt Payoff Planner's advantage is update cadence (fortnightly vs monthly). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Debt Payoff Planner sells 2 in-app purchases, starting at $4.99 per month and Clear Balance sells 2 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

Debt Payoff Planner ships an update fortnightly, Clear Balance monthly. The most recent releases landed on October 24, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | Debt Payoff Planner | Clear Balance |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/debt-payoff-planner-tracker/id6744280524/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 0.0% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Fortnightly** | Monthly |
| Monetization | Freemium | Freemium |
| Size | 32 MB | 52 MB |
| Requires iOS | 26.0 | **15.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 12+ |
| Developer | [Linas Nutautas](https://appshunter.io/developer/1738774097) | [ClearBalance Technologies Limited](https://appshunter.io/developer/1888495772) |

## What reviewers say

### Debt Payoff Planner

[App page](https://appshunter.io/ios/app/debt-payoff-planner-tracker/id6744280524)

Create a personalized plan to become debt-free by tracking loans, credit cards, and mortgages. Compare payoff strategies, log payments, and visualize your progress towards financial freedom.

**Highlights:** Personalized debt payoff plans, Track loans, credit cards, and mortgages, Compare Snowball, Avalanche, and Cash Flow strategies, Log payments and track progress, Debt-free date countdown, Payment reminders and overdue alerts, Works offline

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Debt Tracker Premium | $4.99 | per month |
| Debt Tracker Premium | $29.99 | per year |


### Clear Balance

[App page](https://appshunter.io/ios/app/clear-balance-debt-tracker/id6761265023)

Organize your debts, track your repayment progress, and gain clarity on your financial journey. This app provides a calm and supportive environment to manage balances, record payments, and explore guidance towards becoming debt-free.

**Highlights:** Organize and add debts, Record payments and update balances, Track progress over time, In-app guidance and articles, Projected debt-free date, Explore debt clearing strategies

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Clear Balance Premium Monthly | $3.99 | per month |
| Clear Balance Premium Annual | $34.99 | per year |


## Frequently asked questions

### Is Debt Payoff Planner free?

Debt Payoff Planner is free to download, with in-app purchases available.

### Is Clear Balance free?

Clear Balance is free to download, with in-app purchases available.

### Do Debt Payoff Planner or Clear Balance have ads?

Neither Debt Payoff Planner nor Clear Balance shows ads.

### Which is updated more often, Debt Payoff Planner or Clear Balance?

Debt Payoff Planner ships an update fortnightly, and Clear Balance monthly. Most recently, Debt Payoff Planner was updated on October 24, 2026 and Clear Balance on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*