# Debt Payoff Planner vs Eliminate

The clearest difference is update cadence: Eliminate at every 4 days against Debt Payoff Planner's fortnightly. Eliminate also leads on device support (3 vs 1) and iOS requirement (15.0 vs 26.0). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Debt Payoff Planner sells 2 in-app purchases, starting at $4.99 per month and Eliminate sells 3 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 5.0 for Debt Payoff Planner against 5.0 for Eliminate. Both are backed by a comparable volume of ratings — 1 and 2 respectively.

Debt Payoff Planner ships an update fortnightly, Eliminate every 4 days. The most recent releases landed on November 11, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Debt Payoff Planner | Eliminate |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (1 ratings)](https://appshunter.io/ios/app/debt-payoff-planner-tracker/id6744280524/reviews) | [5.0 (2 ratings)](https://appshunter.io/ios/app/eliminate-debt-payoff-planner/id6768750344/reviews) |
| Number of ratings | 1 | **2** |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 4 days** |
| Monetization | Freemium | Freemium |
| Size | 32 MB | 3 MB |
| Requires iOS | 26.0 | **15.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Linas Nutautas](https://appshunter.io/developer/1738774097) | [Eliminate LLC](https://appshunter.io/developer/1896601122) |

## What reviewers say

### Debt Payoff Planner

[App page](https://appshunter.io/ios/app/debt-payoff-planner-tracker/id6744280524)

This app helps you manage and pay off debts by tracking loans and credit cards. It offers two popular payoff strategies and provides insights into your progress and estimated debt-free date. Your financial data is kept private and stored only on your device.

**Highlights:** Track loans, credit cards, and mortgages, Compare snowball and avalanche payoff methods, Estimate debt-free date, Log payments and update progress automatically, View principal vs. interest breakdown, Offline functionality, No account or bank connection required

**Features:** iPhone Duo support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Debt Tracker Premium | $4.99 | per month |
| Debt Tracker Premium | $29.99 | per year |


### Eliminate

[App page](https://appshunter.io/ios/app/eliminate-debt-payoff-planner/id6768750344)

This app helps you track and pay down debt without connecting to your bank. It visualizes your debt-free date, offers payoff strategies, and sends payment reminders. Your financial data remains private and stored only on your device.

**Highlights:** Visualize debt-free date, Snowball or avalanche payoff methods, Payment reminders and alerts, Track interest savings, Log extra payments easily, Data stored locally

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Eliminate Pro Monthly | $2.99 | per month |
| Eliminate Pro Annual | $24.99 | per year |
| Eliminate Pro Lifetime | $39.99 | one-time |


## Frequently asked questions

### Is Debt Payoff Planner free?

Debt Payoff Planner is free to download, with in-app purchases available.

### Is Eliminate free?

Eliminate is free to download, with in-app purchases available.

### Which has better reviews, Debt Payoff Planner or Eliminate?

Debt Payoff Planner and Eliminate are both rated 5.0 out of 5 on the App Store, from 1 and 2 ratings respectively.

### Do Debt Payoff Planner or Eliminate have ads?

Neither Debt Payoff Planner nor Eliminate shows ads.

### Which is updated more often, Debt Payoff Planner or Eliminate?

Debt Payoff Planner ships an update fortnightly, and Eliminate every 4 days. Most recently, Debt Payoff Planner was updated on November 11, 2026 and Eliminate on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*