# Debt Payoff Planner vs Track My Bills

The clearest difference is in-app purchases: Track My Bills at none against Debt Payoff Planner's 2. Track My Bills also leads on update cadence (every 5 days vs fortnightly) and iOS requirement (15.1 vs 26.0). On price, ads and device support there is nothing between them.

Both are free to download. Debt Payoff Planner sells 2 in-app purchases, starting at $4.99 per month. Track My Bills asks for nothing beyond the download.

Debt Payoff Planner ships an update fortnightly, Track My Bills every 5 days. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Debt Payoff Planner | Track My Bills |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/debt-payoff-planner-tracker/id6744280524/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 5 days** |
| Monetization | Freemium | — |
| Size | 32 MB | 43 MB |
| Requires iOS | 26.0 | **15.1** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Linas Nutautas](https://appshunter.io/developer/1738774097) | [Anish Patel](https://appshunter.io/developer/1896394712) |

## What reviewers say

### Debt Payoff Planner

[App page](https://appshunter.io/ios/app/debt-payoff-planner-tracker/id6744280524)

Create a personalized plan to become debt-free by tracking loans, credit cards, and mortgages. Compare payoff strategies, log payments, and visualize your progress towards financial freedom.

**Highlights:** Personalized debt payoff plans, Track loans, credit cards, and mortgages, Compare Snowball, Avalanche, and Cash Flow strategies, Log payments and track progress, Debt-free date countdown, Payment reminders and overdue alerts, Works offline

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Debt Tracker Premium | $4.99 | per month |
| Debt Tracker Premium | $29.99 | per year |


### Track My Bills

[App page](https://appshunter.io/ios/app/track-my-bills/id6770230404)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Debt Payoff Planner free?

Debt Payoff Planner is free to download, with in-app purchases available.

### Is Track My Bills free?

Track My Bills is free to download, with no in-app purchases.

### Do Debt Payoff Planner or Track My Bills have ads?

Neither Debt Payoff Planner nor Track My Bills shows ads.

### Which is updated more often, Debt Payoff Planner or Track My Bills?

Debt Payoff Planner ships an update fortnightly, and Track My Bills every 5 days. Most recently, Debt Payoff Planner was updated on November 5, 2026 and Track My Bills on October 31, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*