# Debt Payoff Planner vs Citime Customer

The clearest difference is in-app purchases: Citime Customer at none against Debt Payoff Planner's 2. Citime Customer also leads on device support (3 vs 1) and iOS requirement (15.6 vs 26.0). On price, update cadence and ads there is nothing between them.

Both are free to download. Debt Payoff Planner sells 2 in-app purchases, starting at $4.99 per month. Citime Customer asks for nothing beyond the download.

Debt Payoff Planner ships an update fortnightly, Citime Customer every 9 days. The most recent releases landed on October 30, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | Debt Payoff Planner | Citime Customer |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/debt-payoff-planner-tracker/id6744280524/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 9 days** |
| Monetization | Freemium | — |
| Size | 32 MB | 25 MB |
| Requires iOS | 26.0 | **15.6** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Linas Nutautas](https://appshunter.io/developer/1738774097) | [IELTS Mentor](https://appshunter.io/developer/1603021476) |

## What reviewers say

### Debt Payoff Planner

[App page](https://appshunter.io/ios/app/debt-payoff-planner-tracker/id6744280524)

Create a personalized plan to become debt-free by tracking loans, credit cards, and mortgages. Compare payoff strategies, log payments, and visualize your progress towards financial freedom.

**Highlights:** Personalized debt payoff plans, Track loans, credit cards, and mortgages, Compare Snowball, Avalanche, and Cash Flow strategies, Log payments and track progress, Debt-free date countdown, Payment reminders and overdue alerts, Works offline

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Debt Tracker Premium | $4.99 | per month |
| Debt Tracker Premium | $29.99 | per year |


### Citime Customer

[App page](https://appshunter.io/ios/app/citime-customer/id6775710737)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Debt Payoff Planner free?

Debt Payoff Planner is free to download, with in-app purchases available.

### Is Citime Customer free?

Citime Customer is free to download, with no in-app purchases.

### Do Debt Payoff Planner or Citime Customer have ads?

Neither Debt Payoff Planner nor Citime Customer shows ads.

### Which is updated more often, Debt Payoff Planner or Citime Customer?

Debt Payoff Planner ships an update fortnightly, and Citime Customer every 9 days. Most recently, Debt Payoff Planner was updated on October 30, 2026 and Citime Customer on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*