Comparison

Payment Calendar vs Kinlio

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Payment Calendar

This app helps you manage recurring expenses and subscriptions with a visual calendar. Get smart notifications for upcoming bills and track spending patterns with detailed statistics. Organize expenses by category and enjoy a clean, intuitive interface.

Highlights
  • Calendar view for expenses
  • Subscription tracking
  • Smart budget monitoring
  • Detailed spending statistics
  • Expense grouping
  • Bill due date notifications
  • Home screen widgets
Features
Read full description

See every bill and subscription at a glance, on a calendar and right on your home screen widget. Rent, phone, streaming, insurance, that one gym membership: every due date in one place, plus a reminder the day before each payment. Payment Calendar is a simple bill tracker and subscription tracker built around a calendar. You add your recurring payments once, and the app shows you what is due, when, and how much is still left to pay this month. YOUR MONTH AT A GLANCE • Every bill and subscription on a calendar by due date • Monthly total plus the remaining amount still to pay • Tap to check off a payment as paid, and it drops out of "remaining" • A reminder the day before each payment is due • Home screen widgets that show what is due next without opening the app (Premium) NO BANK LOGIN NEEDED You enter each bill yourself. No linking cards or bank accounts, nothing to hand over. It takes a few seconds per payment, and your financial accounts stay out of it. BUILT FOR REAL BILLS • Amounts that change every month, like a credit card bill or electricity, can be logged with a different amount each month • Free trial reminders: enter the trial start date and get reminded before billing kicks in • Monthly, yearly and weekly schedules • Groups to keep home, work or personal payments apart • 40 currencies with automatic exchange-rate conversion, handy for services billed in USD or EUR • Statistics: a monthly trend chart of your recurring spending and a breakdown by group • Choose the day your calendar week starts • Sign in to sync across your devices SHARE WITH YOUR HOUSEHOLD Keep rent, utilities and shared subscriptions on one calendar with a partner, family or roommates. Invite them with a code. Invited members can view for free. PREMIUM Payment Calendar is free to use for up to 20 recurring payments and 3 groups. Premium comes with a 3-day free trial and adds: • Unlimited payments and groups • Home screen widgets on your iPhone • Installment tracking (see which payment you are on, like 3 of 12) • More intervals, such as every two weeks • Billing-cycle start day, so your month can start on payday • Create and edit shared calendars • No ads Great for tracking things like Netflix and Spotify, rent, car payments, insurance, loans, phone and internet, utilities and memberships. Stop getting surprised by charges. Add your first bill and see your month clearly. Privacy Policy: https://spice-second-eb3.notion.site/Privacy-Policy-1c7273bd4f5480298425dfb01b4f9508 Terms of Service: https://spice-second-eb3.notion.site/Terms-Conditions-1c7273bd4f54808c9955dd1c7bfcbab1

About

Kinlio

Features
Read full description

MANAGE YOUR FAMILY BUDGET TOGETHER Kinlio is the simple, secure way for families to track expenses, manage budgets, and reach financial goals together. Whether you're managing household spending, saving for a vacation, or tracking shared expenses with roommates, Kinlio makes family finance easy. TRACK EXPENSES IN REAL-TIME - Add income and expenses instantly - Organize transactions by category - Attach receipts and notes to transactions - View spending history by day, week, or month - Filter transactions by type, category, or budget MANAGE MULTIPLE FAMILIES - Create separate budgets for household, business, or roommates - Switch between family groups instantly - Each family has its own transactions and budgets - Invite family members with simple QR codes NEVER MISS A PAYMENT - Set up recurring transactions (weekly, monthly, yearly) - Get smart alerts before payments are due - Track subscriptions and regular bills - Mark future payments as paid in advance CREATE PROJECTS & BUDGETS - Track project progress with milestones (50%, 75%, 100%) - Get notifications when approaching budget limits - See exactly where your money goes REACH SAVINGS GOALS - Set targets for vacations, purchases, or emergency funds - Track progress toward your goals - Celebrate milestones together as a family - Stay motivated with visual progress indicators STAY ORGANIZED WITH ALERTS - Payment reminders for upcoming bills - Budget milestone notifications - Spending limit warnings - Collapsible alert sections to reduce clutter SECURE & PRIVATE - Bank-level security with Firebase - Your data is encrypted and protected - GDPR compliant - No selling of your personal information - Offline-first design keeps working without internet KINLIO PREMIUM Upgrade to remove ads and unlock advanced features: - Manage up to 3 family groups - Ad-free experience - Cancel anytime PERFECT FOR - Families managing household budgets - Couples tracking shared expenses - Roommates splitting bills - Anyone wanting simple expense tracking FREE TO START Start tracking your family budget today with our free plan. Upgrade to Premium when you're ready for more families and an ad-free experience. Download Kinlio now and take control of your family finances together! --- Terms of Use: https://www.refletsdecode.be/projects/kinlio/terms Privacy Policy: https://www.refletsdecode.be/projects/kinlio/privacy

Screenshots

Payment Calendar4 screens
Kinlio4 screens

Verdict

The call

The clearest difference is ads: Kinlio at none against Payment Calendar's shown. Kinlio also leads on update cadence (every 4 days vs every 9 days). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Payment Calendar sells 3 in-app purchases, starting at $1.99 per month and Kinlio sells 2 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Payment Calendar ships an update every 9 days, Kinlio every 4 days. The most recent releases landed on October 28, 2026 and October 25, 2026 respectively.

Scorecard2 real differences · 8 level
Payment Calendar versus Kinlio: the parameters behind the verdict, then further details
ParameterPayment CalendarKinlio
PriceFreeFree
Rating5.0 (5 ratings) — better—
Positive reviews80.0% of reviews—
Number of ratings5 — better—
Update frequencyEvery 9 daysEvery 4 days — better
AdsYesNo — better
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.615.0 — better
Further details — not scored
Size60 MB56 MB
Age rating4+4+
DeveloperZERO CODEChristopher Van Duffel

In-app purchases

3 purchases

Payment Calendar

Subscriptions3
  • Cost Calendar Premium3 Days trial$1.991 Month
  • Premium Monthly3 Days trial$2.991 Month
  • Premium Yearly3 Days trial$23.991 Year
2 purchases

Kinlio

Subscriptions2
  • Kinlio Premium - Monthly$0.991 Month
  • Kinlio Premium - Yearly$9.991 Year

Questions

Is Payment Calendar free?
Payment Calendar is free to download, with in-app purchases available.
Is Kinlio free?
Kinlio is free to download, with in-app purchases available.
Do Payment Calendar or Kinlio have ads?
Payment Calendar shows ads; Kinlio does not.
Which is updated more often, Payment Calendar or Kinlio?
Payment Calendar ships an update every 9 days, and Kinlio every 4 days. Most recently, Payment Calendar was updated on October 28, 2026 and Kinlio on October 25, 2026.

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