# Payment Calendar vs Nemo 네모

The clearest difference is in-app purchases: Nemo 네모 at none against Payment Calendar's 3. On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Payment Calendar sells 3 in-app purchases, starting at $1.99 per month. Nemo 네모 asks for nothing beyond the download.

Payment Calendar ships an update weekly, Nemo 네모 every 4 days. The most recent releases landed on October 14, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | Payment Calendar | Nemo 네모 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (4 ratings)](https://appshunter.io/ios/app/payment-calendar/id6744294199/reviews)** | — |
| Number of ratings | **4** | — |
| Positive reviews | 80.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | Yes | Yes |
| Update frequency | Weekly | **Every 4 days** |
| Monetization | Freemium | — |
| Size | 60 MB | 106 MB |
| Requires iOS | 16.6 | **15.5** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [ZERO CODE](https://appshunter.io/developer/1776129458) | [Cumiel Inc.](https://appshunter.io/developer/1884808417) |

## What reviewers say

### Payment Calendar

[App page](https://appshunter.io/ios/app/payment-calendar/id6744294199)

This app helps you manage recurring expenses and subscriptions with a visual calendar. Get smart notifications for upcoming bills and track spending patterns with detailed statistics. Organize expenses by category and enjoy a clean, intuitive interface.

**Highlights:** Calendar view for expenses, Subscription tracking, Smart budget monitoring, Detailed spending statistics, Expense grouping, Bill due date notifications, Home screen widgets

**Features:** Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Cost Calendar Premium | $1.99 | per month |
| Premium Monthly | $2.99 | per month |
| Premium Yearly | $23.99 | per year |


### Nemo 네모

[App page](https://appshunter.io/ios/app/nemo/id6765773643)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Payment Calendar free?

Payment Calendar is free to download, with in-app purchases available.

### Is Nemo 네모 free?

Nemo 네모 is free to download, with no in-app purchases.

### Do Payment Calendar or Nemo 네모 have ads?

Both Payment Calendar and Nemo 네모 show ads.

### Which is updated more often, Payment Calendar or Nemo 네모?

Payment Calendar ships an update weekly, and Nemo 네모 every 4 days. Most recently, Payment Calendar was updated on October 14, 2026 and Nemo 네모 on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*