# Hatching vs SplitSecond

The clearest difference is review sentiment: SplitSecond at 100% against Hatching's 0%. SplitSecond also leads on rating (5.0 vs 3.0) and monetization model (free vs freemium). Hatching's advantage is iOS requirement (14 vs 16.0). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Hatching sells 4 in-app purchases, starting at $4.99 per month and SplitSecond sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

SplitSecond holds the better App Store score, 5.0 against 3.0. Both are backed by a comparable volume of ratings — 2 and 4 respectively. Written reviews point the same way: 0% of Hatching's written reviews are positive against 100% of SplitSecond's.

Hatching ships an update every 3 weeks, SplitSecond fortnightly. The most recent releases landed on July 7, 2026 and September 10, 2026 respectively.

## The numbers

| Metric | Hatching | SplitSecond |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.0 (2 ratings)](https://appshunter.io/ios/app/hatching-ai-personal-finance/id6744309218/reviews) | **[5.0 (4 ratings)](https://appshunter.io/ios/app/splitsecond-tip-calculator/id6754619328/reviews)** |
| Number of ratings | 2 | **4** |
| Positive reviews | 0.0% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Fortnightly** |
| Monetization | Freemium | **Free** |
| Size | 112 MB | 44 MB |
| Requires iOS | **14** | 16.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Ankush Kumar](https://appshunter.io/developer/1807011828) | [Raymond Rothwell](https://appshunter.io/developer/1848273847) |

## What reviewers say

### Hatching

[App page](https://appshunter.io/ios/app/hatching-ai-personal-finance/id6744309218)

This AI-powered finance app simplifies money management by tracking spending, planning budgets, and helping you reach savings goals. It offers personalized financial advice and weekly recaps to improve your financial health.

**Highlights:** AI-powered financial coaching, Smart budget tracking, Subscription and bill management, Cash flow clarity, Savings goals guidance, Weekly financial recaps, Intuitive spending breakdowns

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Hatching Student Pro | $4.99 | per month |
| Hatching Pro | $8.99 | per month |
| Hatching Pro Yearly | $35.99 | per year |
| Hatching Pro | $49.99 | per year |


### SplitSecond

[App page](https://appshunter.io/ios/app/splitsecond-tip-calculator/id6754619328)

Effortlessly divide bills and calculate tips for group outings. Send payment requests instantly via popular apps. Customize settings for a personalized experience.

**Highlights:** Fast bill splitting, Automatic tax calculation, Quick tip buttons, Split 2-99 ways, Send payment requests, Works offline, Privacy focused

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SplitSecond Pay Pro | $0.99 | one-time |


## Frequently asked questions

### Is Hatching free?

Hatching is free to download, with in-app purchases available.

### Is SplitSecond free?

SplitSecond is free to download, with in-app purchases available.

### Which has better reviews, Hatching or SplitSecond?

SplitSecond is rated higher. Hatching averages 3.0 out of 5 from 2 ratings, while SplitSecond averages 5.0 from 4 ratings.

### Do Hatching or SplitSecond have ads?

Neither Hatching nor SplitSecond shows ads.

### Which is updated more often, Hatching or SplitSecond?

Hatching ships an update every 3 weeks, and SplitSecond fortnightly. Most recently, Hatching was updated on July 7, 2026 and SplitSecond on September 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*