# Balx vs Spendly

The clearest difference is price: Spendly at Free against Balx's $4.99. On update cadence, ads, in-app purchases and device support there is nothing between them.

Spendly is free to download; Balx costs $4.99 up front. Neither carries in-app purchases, so what you see is what you pay.

Balx ships an update every 6 days, Spendly every 3 days. The most recent releases landed on November 5, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | Balx | Spendly |
| --- | --- | --- |
| Price | $4.99 | **Free** |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/balx-assets-and-liabilities/id6744457142/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 days | **Every 3 days** |
| Monetization | Paid | — |
| Size | 20 MB | 4 MB |
| Requires iOS | 18.0 | **17.0** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [建建 马](https://appshunter.io/developer/1802635066) | [TextWaves Inc](https://appshunter.io/developer/1770106354) |

## What reviewers say

### Balx

[App page](https://appshunter.io/ios/app/balx-assets-and-liabilities/id6744457142)

Manage your personal finances by focusing on periodic net worth reviews instead of daily expense tracking. This app provides a comprehensive overview of assets, liabilities, and net worth with flexible organization and professional analysis tools. It prioritizes privacy with local data storage and biometric protection.

**Highlights:** Periodic net worth reviews, Track assets and liabilities, Smart balance sheet analysis, Flexible organization and categories, Net worth trend charts, Local data storage, Biometric protection

**In-app purchases:** none


### Spendly

[App page](https://appshunter.io/ios/app/spendly-visual-expense-log/id6787908462)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Balx free?

Balx costs $4.99, with no in-app purchases.

### Is Spendly free?

Spendly is free to download, with no in-app purchases.

### Do Balx or Spendly have ads?

Neither Balx nor Spendly shows ads.

### Which is updated more often, Balx or Spendly?

Balx ships an update every 6 days, and Spendly every 3 days. Most recently, Balx was updated on November 5, 2026 and Spendly on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*