# Katsu MFB vs Payinto

The clearest difference is rating: Payinto at 5.0 against Katsu MFB's 4.0. Payinto also leads on ads (none vs shown) and monetization model (free vs free with in-app purchases). Katsu MFB's advantage is update cadence (fortnightly vs every 2 months). On price, ratings volume, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Payinto holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 1 and 2 respectively.

Katsu MFB ships an update fortnightly, Payinto every 2 months. The most recent releases landed on October 24, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | Katsu MFB | Payinto |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (1 ratings)](https://appshunter.io/ios/app/katsu-mfb/id6744458716/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/payinto/id6757889877/reviews)** |
| Number of ratings | 1 | **2** |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Fortnightly** | Every 2 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 34 MB | 129 MB |
| Requires iOS | **15.1** | 16.4 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [020 Network Limited](https://appshunter.io/developer/1796401981) | [Retenvo Technologies Limited](https://appshunter.io/developer/1766072375) |

## What reviewers say

### Katsu MFB

[App page](https://appshunter.io/ios/app/katsu-mfb/id6744458716)

Manage your personal and business finances with a licensed banking app. Open accounts, save with high interest, transfer funds securely, and access business loans. Offers tools for individuals and entrepreneurs.

**Highlights:** Open accounts in minutes, High-return fixed deposit savings, Secure money transfers, Bill payments and airtime top-up, Free business accounts, Access to business loans, Staff permission management

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Payinto

[App page](https://appshunter.io/ios/app/payinto/id6757889877)

Manage personal and business finances efficiently. Send and receive money, create payment links and invoices, and pay bills. Organize savings groups and track cash flow with smart payment tools.

**Highlights:** Send and receive money, Create payment links and invoices, Pay bills (airtime, data, electricity), Organize Osusu (rotational savings), Track expenses and cash flow, Manage multiple accounts/profiles, QR/scan-based payments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Katsu MFB free?

Katsu MFB is free to download, with no in-app purchases.

### Is Payinto free?

Payinto is free to download, with no in-app purchases.

### Which has better reviews, Katsu MFB or Payinto?

Payinto is rated higher. Katsu MFB averages 4.0 out of 5 from 1 ratings, while Payinto averages 5.0 from 2 ratings.

### Do Katsu MFB or Payinto have ads?

Katsu MFB shows ads; Payinto does not.

### Which is updated more often, Katsu MFB or Payinto?

Katsu MFB ships an update fortnightly, and Payinto every 2 months. Most recently, Katsu MFB was updated on October 24, 2026 and Payinto on October 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*