# Kelo vs SubsTracker+

The clearest difference is price: Kelo at Free against SubsTracker+'s $5.99. Kelo also leads on update cadence (daily vs weekly) and iOS requirement (18.0 vs 26.0). SubsTracker+'s advantage is in-app purchases (none vs 3). On ads and device support there is nothing between them.

Kelo is free to download; SubsTracker+ costs $5.99 up front. Kelo sells 3 in-app purchases, starting at $4.99 per month. SubsTracker+ asks for nothing beyond the download.

Kelo ships an update daily, SubsTracker+ weekly. The most recent releases landed on October 9, 2026 and October 11, 2026 respectively.

## The numbers

| Metric | Kelo | SubsTracker+ |
| --- | --- | --- |
| Price | **Free** | $5.99 |
| Rating | **[5.0 (9 ratings)](https://appshunter.io/ios/app/kelo-expense-tracker-and-budget/id6744532763/reviews)** | — |
| Number of ratings | **9** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Daily** | Weekly |
| Monetization | Freemium | — |
| Size | 66 MB | 16 MB |
| Requires iOS | **18.0** | 26.0 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Jose Pedro Franco Moreno](https://appshunter.io/developer/1358785250) | [Marcel Mendes Filho](https://appshunter.io/developer/1205300418) |

## What reviewers say

### Kelo

[App page](https://appshunter.io/ios/app/kelo-expense-tracker-and-budget/id6744532763)

Manage your recurring payments and expenses with a privacy-focused tracker. Visualize upcoming bills and subscriptions on a calendar, receive timely reminders, and gain insights into your spending habits to avoid forgotten renewals and surprise charges.

**Highlights:** Calendar view for bills and renewals, Renewal notifications, Track subscriptions and expenses, Templates for popular services, Multi-currency support, Spending insights and cash-flow overview, Private, on-device data storage

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Kelo Premium | $4.99 | per month |
| Kelo Premium Annual | $39.99 | per year |
| Kelo Premium Lifetime | $49.99 | one-time |


### SubsTracker+

[App page](https://appshunter.io/ios/app/substracker-plus/id6752960454)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Kelo free?

Kelo is free to download, with in-app purchases available.

### Is SubsTracker+ free?

SubsTracker+ costs $5.99, with no in-app purchases.

### Do Kelo or SubsTracker+ have ads?

Neither Kelo nor SubsTracker+ shows ads.

### Which is updated more often, Kelo or SubsTracker+?

Kelo ships an update daily, and SubsTracker+ weekly. Most recently, Kelo was updated on October 9, 2026 and SubsTracker+ on October 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*