# Kelo vs Subception

The clearest difference is update cadence: Kelo at daily against Subception's every 3 days. Kelo also leads on iOS requirement (18.0 vs 26.0). Subception's advantage is device support (3 vs 1). On price, ads and in-app purchases there is nothing between them.

Both are free to download. Kelo sells 3 in-app purchases, starting at $4.99 per month and Subception sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Kelo ships an update daily, Subception every 3 days. The most recent releases landed on October 9, 2026 and October 17, 2026 respectively.

## The numbers

| Metric | Kelo | Subception |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (9 ratings)](https://appshunter.io/ios/app/kelo-expense-tracker-and-budget/id6744532763/reviews)** | — |
| Number of ratings | **9** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Daily** | Every 3 days |
| Monetization | Freemium | — |
| Size | 66 MB | 9 MB |
| Requires iOS | **18.0** | 26.0 |
| Devices | iPhone | **iPhone, iPad, Mac** |
| Age rating | 4+ | 4+ |
| Developer | [Jose Pedro Franco Moreno](https://appshunter.io/developer/1358785250) | [NetSmiths Ltd](https://appshunter.io/developer/6793574762) |

## What reviewers say

### Kelo

[App page](https://appshunter.io/ios/app/kelo-expense-tracker-and-budget/id6744532763)

Manage your recurring payments and expenses with a privacy-focused tracker. Visualize upcoming bills and subscriptions on a calendar, receive timely reminders, and gain insights into your spending habits to avoid forgotten renewals and surprise charges.

**Highlights:** Calendar view for bills and renewals, Renewal notifications, Track subscriptions and expenses, Templates for popular services, Multi-currency support, Spending insights and cash-flow overview, Private, on-device data storage

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Kelo Premium | $4.99 | per month |
| Kelo Premium Annual | $39.99 | per year |
| Kelo Premium Lifetime | $49.99 | one-time |


### Subception

[App page](https://appshunter.io/ios/app/subception-subscriptions/id6794835528)

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Subception Founder | $19.99 | one-time |


## Frequently asked questions

### Is Kelo free?

Kelo is free to download, with in-app purchases available.

### Is Subception free?

Subception is free to download, with in-app purchases available.

### Do Kelo or Subception have ads?

Neither Kelo nor Subception shows ads.

### Which is updated more often, Kelo or Subception?

Kelo ships an update daily, and Subception every 3 days. Most recently, Kelo was updated on October 9, 2026 and Subception on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*