# Kelo vs Subsify

The clearest difference is in-app purchases: Subsify at none against Kelo's 3. Subsify also leads on iOS requirement (16.4 vs 18.0). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Kelo sells 3 in-app purchases, starting at $4.99 per month. Subsify asks for nothing beyond the download.

Kelo ships an update daily, Subsify every 3 days. Both last shipped on October 9, 2026.

## The numbers

| Metric | Kelo | Subsify |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (9 ratings)](https://appshunter.io/ios/app/kelo-expense-tracker-and-budget/id6744532763/reviews)** | — |
| Number of ratings | **9** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Daily** | Every 3 days |
| Monetization | Freemium | — |
| Size | 66 MB | 39 MB |
| Requires iOS | 18.0 | **16.4** |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [Jose Pedro Franco Moreno](https://appshunter.io/developer/1358785250) | [Miguel Robles](https://appshunter.io/developer/6815330491) |

## What reviewers say

### Kelo

[App page](https://appshunter.io/ios/app/kelo-expense-tracker-and-budget/id6744532763)

Manage your recurring payments and expenses with a privacy-focused tracker. Visualize upcoming bills and subscriptions on a calendar, receive timely reminders, and gain insights into your spending habits to avoid forgotten renewals and surprise charges.

**Highlights:** Calendar view for bills and renewals, Renewal notifications, Track subscriptions and expenses, Templates for popular services, Multi-currency support, Spending insights and cash-flow overview, Private, on-device data storage

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Kelo Premium | $4.99 | per month |
| Kelo Premium Annual | $39.99 | per year |
| Kelo Premium Lifetime | $49.99 | one-time |


### Subsify

[App page](https://appshunter.io/ios/app/subsify-subscription-tracker/id6815330489)

**In-app purchases:** none


## Frequently asked questions

### Is Kelo free?

Kelo is free to download, with in-app purchases available.

### Is Subsify free?

Subsify is free to download, with no in-app purchases.

### Do Kelo or Subsify have ads?

Neither Kelo nor Subsify shows ads.

### Which is updated more often, Kelo or Subsify?

Kelo ships an update daily, and Subsify every 3 days. Most recently, Kelo was updated on October 9, 2026 and Subsify on October 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*