# FlowTally vs Zero Debt

The clearest difference is update cadence: Zero Debt at every 3 days against FlowTally's weekly. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. FlowTally sells 2 in-app purchases, starting at $0.99 per month and Zero Debt sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

FlowTally ships an update weekly, Zero Debt every 3 days. The most recent releases landed on September 30, 2026 and October 11, 2026 respectively.

## The numbers

| Metric | FlowTally | Zero Debt |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Weekly | **Every 3 days** |
| Size | 9 MB | 16 MB |
| Requires iOS | 17.6 | **17.0** |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Nicolas Techer](https://appshunter.io/developer/1803995252) | [Sardor Akbarov](https://appshunter.io/developer/6780028842) |

## What reviewers say

### FlowTally

[App page](https://appshunter.io/ios/app/flowtally/id6744585578)

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| FlowTally_UnlimitedMonthly | $0.99 | per month |
| Unlimited Bills | $4.99 | one-time |


### Zero Debt

[App page](https://appshunter.io/ios/app/zero-debt-payoff-planner/id6797665696)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Zero Pro Monthly | $4.99 | per month |
| Zero Pro | $39.99 | per year |
| Zero Pro Lifetime | $79.99 | one-time |


## Frequently asked questions

### Is FlowTally free?

FlowTally is free to download, with in-app purchases available.

### Is Zero Debt free?

Zero Debt is free to download, with in-app purchases available.

### Do FlowTally or Zero Debt have ads?

Neither FlowTally nor Zero Debt shows ads.

### Which is updated more often, FlowTally or Zero Debt?

FlowTally ships an update weekly, and Zero Debt every 3 days. Most recently, FlowTally was updated on September 30, 2026 and Zero Debt on October 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*