# LendDirect vs DriveSmart

The clearest difference is rating: DriveSmart at 5.0 against LendDirect's 2.3. LendDirect's advantage is in-app purchases (none vs 2). On price, review sentiment, ratings volume and update cadence there is nothing between them.

Both are free to download. DriveSmart sells 2 in-app purchases, starting at $9.99 per month. LendDirect asks for nothing beyond the download.

DriveSmart holds the better App Store score, 5.0 against 2.3. Both are backed by a comparable volume of ratings — 3 and 2 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

LendDirect ships an update every 3 days, DriveSmart every 4 days. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | LendDirect | DriveSmart |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.3 (3 ratings)](https://appshunter.io/ios/app/lenddirect/id6744831116/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/drivesmart-driver-earnings/id6759852701/reviews)** |
| Number of ratings | **3** | 2 |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Every 3 days** | Every 4 days |
| Monetization | **Free** | Freemium |
| Size | 25 MB | 39 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [CURO Management LLC](https://appshunter.io/developer/784028834) | [Abdijabar Sheikh](https://appshunter.io/developer/1881234247) |

## What reviewers say

### LendDirect

[App page](https://appshunter.io/ios/app/lenddirect/id6744831116)

Manage your existing payday loans, installment loans, and lines of credit directly from your smartphone. The app allows you to receive important reminders, view account details, make secure payments, and communicate with customer service.

**Highlights:** Push notifications for reminders, View current loan information, Manage your account, Make secure payments, Send secure messages to customer service

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### DriveSmart

[App page](https://appshunter.io/ios/app/drivesmart-driver-earnings/id6759852701)

This app helps rideshare and delivery drivers track earnings and expenses across multiple platforms. It offers automatic GPS mileage tracking, tax deduction calculations, and insights to optimize income. Subscription plans provide advanced features for maximizing profits.

**Highlights:** Track earnings from multiple platforms, Automatic GPS mileage tracking, Expense tracking for tax deductions, Real-time earnings dashboard, IRS standard mileage rate calculations, Compare earnings across platforms, Smart alerts for surge pricing

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| DriveSmart Pro | $9.99 | per month |
| DriveSmart Elite | $19.99 | per month |


## Frequently asked questions

### Is LendDirect free?

LendDirect is free to download, with no in-app purchases.

### Is DriveSmart free?

DriveSmart is free to download, with in-app purchases available.

### Which has better reviews, LendDirect or DriveSmart?

DriveSmart is rated higher. LendDirect averages 2.3 out of 5 from 3 ratings, while DriveSmart averages 5.0 from 2 ratings.

### Do LendDirect or DriveSmart have ads?

Neither LendDirect nor DriveSmart shows ads.

### Which is updated more often, LendDirect or DriveSmart?

LendDirect ships an update every 3 days, and DriveSmart every 4 days. Most recently, LendDirect was updated on November 5, 2026 and DriveSmart on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*