# LendDirect vs Cashlo

The clearest difference is rating: Cashlo at 3.3 against LendDirect's 2.3. Cashlo also leads on ratings volume (72 vs 3). LendDirect's advantage is review sentiment (100% vs 65%) and in-app purchases (none vs 1). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Cashlo sells 1 in-app purchase, starting at $4.99 per month. LendDirect asks for nothing beyond the download.

Cashlo holds the better App Store score, 3.3 against 2.3. That said, the two scores are not equally well evidenced: Cashlo has 72 ratings behind it against 3, so its average is the more settled of the two. Written reviews complicate that: 100% of LendDirect's written reviews are positive against 65% of Cashlo's, so the app with the better star average is not the one people write more warmly about.

LendDirect ships an update every 3 days, Cashlo every 5 days. The most recent releases landed on October 28, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | LendDirect | Cashlo |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.3 (3 ratings)](https://appshunter.io/ios/app/lenddirect/id6744831116/reviews) | **[3.3 (72 ratings)](https://appshunter.io/ios/app/cashlo/id6762303079/reviews)** |
| Number of ratings | 3 | **72** |
| Positive reviews | **100.0% of reviews** | 64.9% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Every 3 days** | Every 5 days |
| Monetization | **Free** | Free with in-app purchases |
| Size | 25 MB | 29 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [CURO Management LLC](https://appshunter.io/developer/784028834) | [Royal Boudoir inc](https://appshunter.io/developer/1893716483) |

## What reviewers say

### LendDirect

[App page](https://appshunter.io/ios/app/lenddirect/id6744831116)

Manage your existing payday loans, installment loans, and lines of credit directly from your smartphone. The app allows you to receive important reminders, view account details, make secure payments, and communicate with customer service.

**Highlights:** Push notifications for reminders, View current loan information, Manage your account, Make secure payments, Send secure messages to customer service

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Cashlo

[App page](https://appshunter.io/ios/app/cashlo/id6762303079)

Access a portion of your earned wages before your next payday. Securely connect your bank account to see your available advance amount and choose your preferred delivery speed. All repayment terms are clearly displayed upfront with no interest or credit checks.

**Highlights:** Access up to $750 before payday, No interest or credit check, Clear, upfront repayment terms, Instant or standard delivery options, Track advances and repayment history, Secure bank account connection

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Cashlo membership | $4.99 | per month |


## Frequently asked questions

### Is LendDirect free?

LendDirect is free to download, with no in-app purchases.

### Is Cashlo free?

Cashlo is free to download, with in-app purchases available.

### Which has better reviews, LendDirect or Cashlo?

Cashlo is rated higher. LendDirect averages 2.3 out of 5 from 3 ratings, while Cashlo averages 3.3 from 72 ratings.

### Do LendDirect or Cashlo have ads?

Neither LendDirect nor Cashlo shows ads.

### Which is updated more often, LendDirect or Cashlo?

LendDirect ships an update every 3 days, and Cashlo every 5 days. Most recently, LendDirect was updated on October 28, 2026 and Cashlo on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*