# 一刻记账 vs 来财

一刻记账 and 来财 are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. 一刻记账 sells 7 in-app purchases, starting at $0.99 per month and 来财 sells 3 in-app purchases, starting at $0.99 per 7 days. Whichever you choose, the download price is not the number that matters.

一刻记账 ships an update every 2 weeks, 来财 fortnightly. Both last shipped on November 5, 2026.

## The numbers

| Metric | 一刻记账 | 来财 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/id6744847239/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Fortnightly |
| Size | 113 MB | 5 MB |
| Requires iOS | **16.0** | 17.6 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | +4 |
| Developer | [旭金 陈](https://appshunter.io/developer/1809538870) | [家贺 万](https://appshunter.io/developer/1820076368) |

## What reviewers say

### 一刻记账

[App page](https://appshunter.io/ios/app/id6744847239)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (7)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 一刻记账-连续包月 | $0.99 | per month |
| 一刻记账-连续包季 | $2.99 | per 3 months |
| 一刻记账-连续包年 | $9.99 | per year |
| 一刻记账-月卡 | $0.99 | one-time |
| 一刻记账-季度卡 | $2.99 | one-time |
| 一刻记账-年卡 | $9.99 | one-time |
| 一刻记账-终身卡 | $24.99 | one-time |


### 来财

[App page](https://appshunter.io/ios/app/id6758080458)

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 周会员 | $0.99 | per 7 days |
| 年度会员 | $9.99 | per year |
| Premium Lifetime | $17.99 | one-time |


## Frequently asked questions

### Is 一刻记账 free?

一刻记账 is free to download, with in-app purchases available.

### Is 来财 free?

来财 is free to download, with in-app purchases available.

### Do 一刻记账 or 来财 have ads?

Neither 一刻记账 nor 来财 shows ads.

### Which is updated more often, 一刻记账 or 来财?

一刻记账 ships an update every 2 weeks, and 来财 fortnightly. Most recently, 一刻记账 was updated on November 5, 2026 and 来财 on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*