# Payv3rse vs Spendin

The clearest difference is update cadence: Spendin at weekly against Payv3rse's monthly. Spendin also leads on ratings volume (33 vs 4). Payv3rse's advantage is review sentiment (100% vs 84%). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Payv3rse holds the better App Store score, 4.0 against 3.8. That said, the two scores are not equally well evidenced: Spendin has 33 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 100% of Payv3rse's written reviews are positive against 84% of Spendin's.

Payv3rse ships an update monthly, Spendin weekly. The most recent releases landed on November 5, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Payv3rse | Spendin |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.0 (4 ratings)](https://appshunter.io/ios/app/payv3rse/id6745003401/reviews)** | [3.8 (33 ratings)](https://appshunter.io/ios/app/spendin-send-swap/id6747070548/reviews) |
| Number of ratings | 4 | **33** |
| Positive reviews | **100.0% of reviews** | 84.2% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Weekly** |
| Monetization | Free | Free |
| Size | 86 MB | 176 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 17+ |
| Developer | [Payv3rse Technologies Limited](https://appshunter.io/developer/1810394276) | [NEONA TECHNOLOGIES COMPANY LIMITED](https://appshunter.io/developer/1819693297) |

## What reviewers say

### Payv3rse

[App page](https://appshunter.io/ios/app/payv3rse/id6745003401)

Instantly convert cryptocurrency to Nigerian Naira with this app. Withdraw funds directly to your bank account in seconds with real-time rates and secure transactions. Supports major crypto assets and networks.

**Highlights:** Instant crypto to Naira conversion, Direct bank account withdrawals, Supports USDT, USDC, BTC, ETH, Real-time, competitive exchange rates, Secure and reliable transactions, KYC-protected for user safety

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Spendin

[App page](https://appshunter.io/ios/app/spendin-send-swap/id6747070548)

A modern digital wallet designed for global users to manage multiple currencies securely and efficiently. It offers a streamlined experience for sending, swapping, and tracking your funds.

**Highlights:** Secure currency management, Seamless currency swapping, Global lifestyle wallet, Modern user interface, Send and receive funds

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Payv3rse free?

Payv3rse is free to download, with no in-app purchases.

### Is Spendin free?

Spendin is free to download, with no in-app purchases.

### Which has better reviews, Payv3rse or Spendin?

Payv3rse is rated higher. Payv3rse averages 4.0 out of 5 from 4 ratings, while Spendin averages 3.8 from 33 ratings.

### Do Payv3rse or Spendin have ads?

Neither Payv3rse nor Spendin shows ads.

### Which is updated more often, Payv3rse or Spendin?

Payv3rse ships an update monthly, and Spendin weekly. Most recently, Payv3rse was updated on November 5, 2026 and Spendin on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*