# Payv3rse vs Smenpay

The clearest difference is iOS requirement: Smenpay at 13.0 against Payv3rse's 15.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Payv3rse ships an update every 4 weeks, Smenpay monthly. The most recent releases landed on October 3, 2026 and September 30, 2026 respectively.

## The numbers

| Metric | Payv3rse | Smenpay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (3 ratings)](https://appshunter.io/ios/app/payv3rse/id6745003401/reviews)** | — |
| Number of ratings | **3** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 4 weeks** | Monthly |
| Monetization | Free | — |
| Size | 92 MB | 36 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 17+ |
| Developer | [Payv3rse Technologies Limited](https://appshunter.io/developer/1810394276) | [SMEN AND TECH](https://appshunter.io/developer/1762423568) |

## What reviewers say

### Payv3rse

[App page](https://appshunter.io/ios/app/payv3rse/id6745003401)

Instantly convert cryptocurrency to Nigerian Naira with this app. It facilitates quick withdrawals directly to your bank account, offering real-time rates and secure transactions. Access your funds from your crypto wallet to your bank account in seconds.

**Highlights:** Instant crypto to Naira conversion, Direct bank account withdrawals, Real-time exchange rates, Support for USDT, USDC, BTC, ETH, Secure and reliable transactions, KYC-protected for user security

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Smenpay

[App page](https://appshunter.io/ios/app/smenpay/id6747297301)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Payv3rse free?

Payv3rse is free to download, with no in-app purchases.

### Is Smenpay free?

Smenpay is free to download, with no in-app purchases.

### Do Payv3rse or Smenpay have ads?

Neither Payv3rse nor Smenpay shows ads.

### Which is updated more often, Payv3rse or Smenpay?

Payv3rse ships an update every 4 weeks, and Smenpay monthly. Most recently, Payv3rse was updated on October 3, 2026 and Smenpay on September 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*