# Credx Finance vs EarnIT.ng

The clearest difference is review sentiment: EarnIT.ng at 95% against Credx Finance's 0%. EarnIT.ng also leads on rating (4.7 vs 1.0) and ratings volume (68 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

EarnIT.ng holds the better App Store score, 4.7 against 1.0. That said, the two scores are not equally well evidenced: EarnIT.ng has 68 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 0% of Credx Finance's written reviews are positive against 95% of EarnIT.ng's.

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on October 24, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | Credx Finance | EarnIT.ng |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (2 ratings)](https://appshunter.io/ios/app/credx-finance/id6745017170/reviews) | **[4.7 (68 ratings)](https://appshunter.io/ios/app/earnitng/id6769645683/reviews)** |
| Number of ratings | 2 | **68** |
| Positive reviews | 0.0% of reviews | **95.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | Fortnightly |
| Monetization | Free | Free |
| Size | 20 MB | 36 MB |
| Requires iOS | 15.1 | **15.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Credx Nigeria Ltd](https://appshunter.io/developer/1810425546) | [Ocean Trends Digital Limited](https://appshunter.io/developer/1651452174) |

## What reviewers say

### Credx Finance

[App page](https://appshunter.io/ios/app/credx-finance/id6745017170)

This app offers quick, affordable salary advances to employees of partner organizations. It provides a fully digital process for applications, approvals, and fund disbursement, with repayments linked to salary deductions. The service aims to offer financial flexibility without collateral or guarantors.

**Highlights:** Instant access to low-interest loans, Automated salary deductions, No hidden fees or paperwork, Fully digital application process, Salary-linked repayments, No collateral or guarantors required

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### EarnIT.ng

[App page](https://appshunter.io/ios/app/earnitng/id6769645683)

Manage everyday payments, from bills and gift cards to travel eSIMs, all within a single wallet. Earn money by completing simple online tasks or through a referral program. Buy and sell products securely on the marketplace.

**Highlights:** Pay bills (airtime, data, electricity, TV), Buy gift cards, Purchase travel eSIMs, Earn from online tasks, Buy and sell on marketplace, Create and send invoices, Secure escrow services

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Credx Finance free?

Credx Finance is free to download, with no in-app purchases.

### Is EarnIT.ng free?

EarnIT.ng is free to download, with no in-app purchases.

### Which has better reviews, Credx Finance or EarnIT.ng?

EarnIT.ng is rated higher. Credx Finance averages 1.0 out of 5 from 2 ratings, while EarnIT.ng averages 4.7 from 68 ratings.

### Do Credx Finance or EarnIT.ng have ads?

Neither Credx Finance nor EarnIT.ng shows ads.

### Which is updated more often, Credx Finance or EarnIT.ng?

Credx Finance ships an update fortnightly, and EarnIT.ng fortnightly. Most recently, Credx Finance was updated on October 24, 2026 and EarnIT.ng on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*