# Recompass · FIRE Budgeting vs CardStack

The clearest difference is update cadence: Recompass · FIRE Budgeting at every 2 days against CardStack's every 2 weeks. Recompass · FIRE Budgeting also leads on iOS requirement (15.1 vs 17.0). CardStack's advantage is chart position (#97 vs unranked). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Recompass · FIRE Budgeting sells 2 in-app purchases, starting at $4.99 per month and CardStack sells 3 in-app purchases, starting at $12.99 per month. Whichever you choose, the download price is not the number that matters.

Recompass · FIRE Budgeting ships an update every 2 days, CardStack every 2 weeks. The most recent releases landed on November 8, 2026 and November 13, 2026 respectively.

## The numbers

| Metric | Recompass · FIRE Budgeting | CardStack |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.5 (53 ratings)](https://appshunter.io/ios/app/cardstack-credit-card-tracker/id6759270863/reviews)** |
| Number of ratings | — | **53** |
| Positive reviews | — | 94.4% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 2 days** | Every 2 weeks |
| Monetization | — | Freemium |
| Best chart rank | — | **#97** |
| Size | 62 MB | 164 MB |
| Requires iOS | **15.1** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Vincent Lo](https://appshunter.io/developer/1073409443) | [SPACE ROBOTS INC](https://appshunter.io/developer/1877786048) |

## What reviewers say

### Recompass · FIRE Budgeting

[App page](https://appshunter.io/ios/app/recompass-fire-budgeting/id6745023594)

**Features:** macOS Compatibility, Family Sharing

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Subscription | $4.99 | per month |
| Yearly Subscription | $39.99 | per year |


### CardStack

[App page](https://appshunter.io/ios/app/cardstack-credit-card-tracker/id6759270863)

**Currently charting:** #97 Top Grossing · Finance (US App Store)

This app helps you maximize rewards and savings from your credit cards. It tracks perks, statement credits, and points, offering AI-powered advice to ensure your cards always pay you back more than they cost. Get personalized recommendations and automated offer management.

**Highlights:** Maximize cashback and offers, Track statement credits automatically, Redeem points at peak value, AI agent for personalized advice, See which card earns the most, Track points portfolio, Annual fee advisor

**Features:** macOS Compatibility, Safari Extension, Apple Wallet, Vision Pro support, iPhone Duo support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| CardStack+ | $12.99 | per month |
| CardStack+ | $89.99 | per year |
| CardStack+ Lifetime | $239.99 | one-time |


## Frequently asked questions

### Is Recompass · FIRE Budgeting free?

Recompass · FIRE Budgeting is free to download, with in-app purchases available.

### Is CardStack free?

CardStack is free to download, with in-app purchases available.

### Do Recompass · FIRE Budgeting or CardStack have ads?

Neither Recompass · FIRE Budgeting nor CardStack shows ads.

### Which is updated more often, Recompass · FIRE Budgeting or CardStack?

Recompass · FIRE Budgeting ships an update every 2 days, and CardStack every 2 weeks. Most recently, Recompass · FIRE Budgeting was updated on November 8, 2026 and CardStack on November 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*