# SumBuddy vs Owed.today

The clearest difference is in-app purchases: SumBuddy at none against Owed.today's 3. SumBuddy also leads on iOS requirement (13.0 vs 17.0). Owed.today's advantage is update cadence (every 3 days vs every 4 months). On price, ads and device support there is nothing between them.

Both are free to download. Owed.today sells 3 in-app purchases, starting at $4.99 per month. SumBuddy asks for nothing beyond the download.

SumBuddy ships an update every 4 months, Owed.today every 3 days. The most recent releases landed on October 10, 2026 and September 29, 2026 respectively.

## The numbers

| Metric | SumBuddy | Owed.today |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 3 days** |
| Monetization | Free | — |
| Size | 23 MB | 3 MB |
| Requires iOS | **13.0** | 17.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Yin Yin Huang](https://appshunter.io/developer/1810620981) | [Jimmy Leimonitis](https://appshunter.io/developer/6792718823) |

## What reviewers say

### SumBuddy

[App page](https://appshunter.io/ios/app/sumbuddy-split-bills-fast/id6745075541)

Easily divide expenses for group outings or shared living without complex calculations. Input bill details, and the app automatically calculates tax, tip, and individual shares. Send clear summaries to everyone involved.

**Highlights:** Bill splitting, Tax calculation, Tip calculation, Individual share calculation, Itemized splitting, Summary generation

**Features:** macOS Compatibility

**In-app purchases:** none


### Owed.today

[App page](https://appshunter.io/ios/app/owedtoday/id6792718821)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Owed in Full, Monthly | $4.99 | per month |
| Owed in Full, Yearly | $24.99 | per year |
| Owed in Full, Lifetime | $59.99 | one-time |


## Frequently asked questions

### Is SumBuddy free?

SumBuddy is free to download, with no in-app purchases.

### Is Owed.today free?

Owed.today is free to download, with in-app purchases available.

### Do SumBuddy or Owed.today have ads?

Neither SumBuddy nor Owed.today shows ads.

### Which is updated more often, SumBuddy or Owed.today?

SumBuddy ships an update every 4 months, and Owed.today every 3 days. Most recently, SumBuddy was updated on October 10, 2026 and Owed.today on September 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*