# SumBuddy vs Setto

The clearest difference is update cadence: Setto at daily against SumBuddy's every 4 months. Setto also leads on device support (4 vs 2). SumBuddy's advantage is iOS requirement (13.0 vs 15.5). On price, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SumBuddy ships an update every 4 months, Setto daily. The most recent releases landed on September 26, 2026 and October 9, 2026 respectively.

## The numbers

| Metric | SumBuddy | Setto |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Daily** |
| Monetization | Free | — |
| Size | 23 MB | 150 MB |
| Requires iOS | **13.0** | 15.5 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [Yin Yin Huang](https://appshunter.io/developer/1810620981) | [Arun Dhaduti](https://appshunter.io/developer/6798785513) |

## What reviewers say

### SumBuddy

[App page](https://appshunter.io/ios/app/sumbuddy-split-bills-fast/id6745075541)

Easily divide expenses for group outings or shared living without complex calculations. Input bill details, and the app automatically calculates tax, tip, and individual shares. Send clear summaries to everyone involved.

**Highlights:** Bill splitting, Tax calculation, Tip calculation, Individual share calculation, Itemized splitting, Summary generation

**Features:** macOS Compatibility

**In-app purchases:** none


### Setto

[App page](https://appshunter.io/ios/app/setto-expense-sharing/id6798785511)

**Features:** Apple Watch app

**In-app purchases:** none


## Frequently asked questions

### Is SumBuddy free?

SumBuddy is free to download, with no in-app purchases.

### Is Setto free?

Setto is free to download, with no in-app purchases.

### Do SumBuddy or Setto have ads?

Neither SumBuddy nor Setto shows ads.

### Which is updated more often, SumBuddy or Setto?

SumBuddy ships an update every 4 months, and Setto daily. Most recently, SumBuddy was updated on September 26, 2026 and Setto on October 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*