# Liquid Budget vs Envelope Budget

The clearest difference is in-app purchases: Liquid Budget at none against Envelope Budget's 3. Liquid Budget also leads on ratings volume (31 vs 4). Envelope Budget's advantage is update cadence (every 2 days vs weekly). On price, rating, review sentiment and ads there is nothing between them.

Both are free to download. Envelope Budget sells 3 in-app purchases, starting at $3.99 per month. Liquid Budget asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 5.0 for Liquid Budget against 5.0 for Envelope Budget. That said, the two scores are not equally well evidenced: Liquid Budget has 31 ratings behind it against 4, so its average is the more settled of the two. Written reviews split almost evenly too, at 100% and 100% positive.

Liquid Budget ships an update weekly, Envelope Budget every 2 days. The most recent releases landed on October 24, 2026 and October 22, 2026 respectively.

## The numbers

| Metric | Liquid Budget | Envelope Budget |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (31 ratings)](https://appshunter.io/ios/app/liquid-budget/id6745098482/reviews) | [5.0 (4 ratings)](https://appshunter.io/ios/app/envelope-budget-paycheck-plan/id6747729124/reviews) |
| Number of ratings | **31** | 4 |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Weekly | **Every 2 days** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 56 MB | 47 MB |
| Requires iOS | 16.4 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Anthony DePalma](https://appshunter.io/developer/1810709869) | [Red Seam, Inc](https://appshunter.io/developer/1761287292) |

## What reviewers say

### Liquid Budget

[App page](https://appshunter.io/ios/app/liquid-budget/id6745098482)

Manage your finances with a digital envelope budgeting system. Track transactions, assign funds to categories, and monitor spending progress. Keep your accounts accurate and credit card debt clear with this intuitive finance tool.

**Highlights:** Transaction management, Envelope assignment, Account reconciliation, Budget overview, Credit card tracking, Multi-currency support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Envelope Budget

[App page](https://appshunter.io/ios/app/envelope-budget-paycheck-plan/id6747729124)

Manage your money by assigning every dollar a purpose. Track spending against your budget in real-time, ensuring you know exactly what you can afford to spend. Plan for bills and savings with a clear overview of your finances.

**Highlights:** Envelope budgeting, Paycheck allocation, Transaction tracking, Bank sync (read-only), Bills calendar, Savings goals, Budget reports

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Membership | $3.99 | per month |
| Annual Membership | $39.99 | per year |
| Lifetime Membership | $59.99 | one-time |


## Frequently asked questions

### Is Liquid Budget free?

Liquid Budget is free to download, with no in-app purchases.

### Is Envelope Budget free?

Envelope Budget is free to download, with in-app purchases available.

### Which has better reviews, Liquid Budget or Envelope Budget?

Liquid Budget and Envelope Budget are both rated 5.0 out of 5 on the App Store, from 31 and 4 ratings respectively.

### Do Liquid Budget or Envelope Budget have ads?

Neither Liquid Budget nor Envelope Budget shows ads.

### Which is updated more often, Liquid Budget or Envelope Budget?

Liquid Budget ships an update weekly, and Envelope Budget every 2 days. Most recently, Liquid Budget was updated on October 24, 2026 and Envelope Budget on October 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*