# Wayset vs Spendback

The clearest difference is review sentiment: Wayset at 100% against Spendback's 38%. Wayset also leads on rating (5.0 vs 4.8). Spendback's advantage is ratings volume (431 vs 17) and monetization model (ad-supported vs free with in-app purchases). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Wayset holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Spendback has 431 ratings behind it against 17, so its average is the more settled of the two. Written reviews point the same way: 100% of Wayset's written reviews are positive against 38% of Spendback's.

Wayset ships an update every 5 days, Spendback weekly. The most recent releases landed on October 5, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | Wayset | Spendback |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (17 ratings)](https://appshunter.io/ios/app/wayset/id6745177237/reviews)** | [4.8 (431 ratings)](https://appshunter.io/ios/app/spendback-expense-tracker/id6763279576/reviews) |
| Number of ratings | 17 | **431** |
| Positive reviews | **100.0% of reviews** | 37.5% of reviews |
| In-app purchases | No | No |
| Ads | Yes | Yes |
| Update frequency | **Every 5 days** | Weekly |
| Monetization | Free with in-app purchases | **Ad-supported** |
| Size | 131 MB | 154 MB |
| Requires iOS | 15.1 | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [Workplay LLC](https://appshunter.io/developer/1811128016) | [Scrambly](https://appshunter.io/developer/1781063250) |

## What reviewers say

### Wayset

[App page](https://appshunter.io/ios/app/wayset/id6745177237)

This AI-powered financial planner helps you manage your money, simplify decisions, and build confidence in your financial future. It automatically syncs your accounts, tracks spending, and provides a clear overview of your net worth and budgets. Get personalized guidance to achieve your financial goals.

**Highlights:** Automated financial plan creation and updates, Effortless transaction categorization, Unified dashboard for net worth and budgets, Bill and subscription tracking with notifications, Secure bank account syncing, Step-by-step goal guidance

**In-app purchases:** none

**What reviewers like**

- 🚀 Simple and easy to use
- 👍 Straightforward budgeting
- 👍 Personalized financial planning
- 👍 Secure and organized finances
- 👍 Helpful for getting finances in order


### Spendback

[App page](https://appshunter.io/ios/app/spendback-expense-tracker/id6763279576)

This finance app helps you track your spending and earn rewards for logging purchases. Set goals, redeem points for gift cards from popular retailers, and get bonuses for referring friends. It turns expense tracking into a rewarding experience.

**Highlights:** Track spending and expenses, Earn rewards for logging purchases, Redeem points for gift cards, Set spending categories, Track income, Refer friends for bonuses, Weekly promo codes

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Wayset free?

Wayset is free to download, with no in-app purchases.

### Is Spendback free?

Spendback is free to download, with no in-app purchases.

### Which has better reviews, Wayset or Spendback?

Wayset is rated higher. Wayset averages 5.0 out of 5 from 17 ratings, while Spendback averages 4.8 from 431 ratings.

### Do Wayset or Spendback have ads?

Both Wayset and Spendback show ads.

### Which is updated more often, Wayset or Spendback?

Wayset ships an update every 5 days, and Spendback weekly. Most recently, Wayset was updated on October 5, 2026 and Spendback on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*