# Money Clock vs Overtime Live

The clearest difference is monetization model: Money Clock at ad-supported against Overtime Live's free with in-app purchases. Money Clock also leads on iOS requirement (13.0 vs 15.6). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Money Clock sells 1 in-app purchase, starting at $1.99 per month and Overtime Live sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 5.0 for Money Clock against 5.0 for Overtime Live. Both are backed by a comparable volume of ratings — 4 and 4 respectively.

Money Clock ships an update monthly, Overtime Live every 3 weeks. The most recent releases landed on September 14, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | Money Clock | Overtime Live |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (4 ratings)](https://appshunter.io/ios/app/money-clock-pay-tracker/id6745183612/reviews) | [5.0 (4 ratings)](https://appshunter.io/ios/app/overtime-live-shift-tracker/id6755075589/reviews) |
| Number of ratings | 4 | 4 |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | Yes | Yes |
| Update frequency | Monthly | **Every 3 weeks** |
| Monetization | **Ad-supported** | Free with in-app purchases |
| Size | 188 MB | 59 MB |
| Requires iOS | **13.0** | 15.6 |
| Devices | iPhone, iPad, iPod | **iPhone, iPad, iPod, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [Urban Plugged](https://appshunter.io/developer/1646065828) | [Andy Mesa](https://appshunter.io/developer/1851743474) |

## What reviewers say

### Money Clock

[App page](https://appshunter.io/ios/app/money-clock-pay-tracker/id6745183612)

Visualize your income in real-time as it grows second by second. This app helps you track earnings, calculate payments instantly, and stay motivated by watching your progress. It's ideal for anyone who wants a clear overview of their financial flow.

**Highlights:** Real-time income tracking, Instant pay calculation, Customizable rates and payments, Motivational progress visualization, Payment tracking for money owed, Earnings notifications

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| MoneyClock Premium | $1.99 | per month |


### Overtime Live

[App page](https://appshunter.io/ios/app/overtime-live-shift-tracker/id6755075589)

Track your earnings in real-time directly on your iPhone Lock Screen. This app visualizes your pay, overtime, and take-home pay after estimated taxes. It helps manage complex pay structures and plan your schedule.

**Highlights:** Live earnings on Lock Screen, Real-time pay calculation, Take-home pay estimator, Overtime and unsocial hours tracking, Rota planning and calendar sync, Shift insights and goal tracking, Data export (CSV)

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Overtime Live Pro | $1.99 | one-time |


## Frequently asked questions

### Is Money Clock free?

Money Clock is free to download, with in-app purchases available.

### Is Overtime Live free?

Overtime Live is free to download, with in-app purchases available.

### Which has better reviews, Money Clock or Overtime Live?

Money Clock and Overtime Live are both rated 5.0 out of 5 on the App Store, from 4 and 4 ratings respectively.

### Do Money Clock or Overtime Live have ads?

Both Money Clock and Overtime Live show ads.

### Which is updated more often, Money Clock or Overtime Live?

Money Clock ships an update monthly, and Overtime Live every 3 weeks. Most recently, Money Clock was updated on September 14, 2026 and Overtime Live on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*