# MoniPay vs Budgetwise

The clearest difference is ads: MoniPay at none against Budgetwise's shown. Budgetwise's advantage is iOS requirement (15.0 vs 18.0). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. MoniPay sells 3 in-app purchases, starting at $1.99 per month and Budgetwise sells 3 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

MoniPay ships an update weekly, Budgetwise every 8 days. The most recent releases landed on October 7, 2026 and October 26, 2026 respectively.

## The numbers

| Metric | MoniPay | Budgetwise |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | **Weekly** | Every 8 days |
| Size | 15 MB | 72 MB |
| Requires iOS | 18.0 | **15.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Can Zurnaci](https://appshunter.io/developer/1811443366) | [Umut Vancin](https://appshunter.io/developer/6809397747) |

## What reviewers say

### MoniPay

[App page](https://appshunter.io/ios/app/monipay-expense-tracker/id6745231644)

**Features:** macOS Compatibility

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Premium | $1.99 | per month |
| Yearly Premium | $9.99 | per year |
| Lifetime Premium | $9.99 | one-time |


### Budgetwise

[App page](https://appshunter.io/ios/app/budgetwise-money-tracker/id6809397745)

**Features:** macOS Compatibility

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Monthly | $0.99 | per month |
| Pro Annual | $3.99 | per year |
| Pro Lifetime | $9.99 | one-time |


## Frequently asked questions

### Is MoniPay free?

MoniPay is free to download, with in-app purchases available.

### Is Budgetwise free?

Budgetwise is free to download, with in-app purchases available.

### Do MoniPay or Budgetwise have ads?

Budgetwise shows ads; MoniPay does not.

### Which is updated more often, MoniPay or Budgetwise?

MoniPay ships an update weekly, and Budgetwise every 8 days. Most recently, MoniPay was updated on October 7, 2026 and Budgetwise on October 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*